¹All loans are subject to credit and property approval. Rates, program terms, and conditions vary.

²The introductory rate of 3.85% APR is for a Home Equity Line of Credit (HELOC) for 12 months only for borrowers with a maximum 80% combined loan to value (CLTV) who take an initial draw of $25,000 at closing, maintain this balance for 12 months and have automatic payments from a Popular Bank deposit account. 1-4 family primary residence only, no co-ops, new Popular Bank HELOC accounts only. APR determined at application and is subject to change. After the introductory period, your APR will vary based on the Prime Rate (currently at 4.75% as of 10/31/19) plus an applicable margin between 0.25% and 6.25% depending on your credit score, amount borrowed and the state where the collateral property is located. Borrowers may be offered credit at higher rates and other terms. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will also be required. Annual fee of $50, waived for the first year. Offer ends 12/31/2019.

³Promotional Annual Percentage Yields (APYs) effective as of November 4, 2019 and valid on the initial term. To qualify for the promotional APY, customers must open a CD with a required minimum balance and opening deposit of $1,000 in new money. New money is defined as deposits not previously held with Popular Bank. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account. Automatically renews with the rate applicable at that time for the same term.

Promotional APYs as follows: Gold Reward customers: 13-Month CD: 1.90% APY; Silver Reward customers: 13-Month CD: 1.85% APY; All other customers: 13-Month CD: 1.80% APY.

To qualify for Gold or Silver Rewards promotional rates, you must be eligible for those Popular Rewards tiers benefits at CD opening date. Popular Rewards Terms and Conditions will apply, and a Popular Prestige Checking account is required to qualify. Please refer to "Your Guide to Popular Prestige Checking" and to the Popular Rewards Terms and Conditions for more information.