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¹The Annual Percentage Yield (APY) for new CD accounts is effective as of December 3, 2024, and assumes that interest and principal will remain on deposit until maturity. For CD Renewals, call 1-800-377-0800 on or after your maturity date to learn the Renewal Rate (interest rate and APY) for your renewal account. Advertised APY 4.45% is for tier $25,000 - $99,999.99. Popular Bank, in its sole discretion, reserves the right to change or terminate these rates at any time. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account. CDs will automatically renew at the end of the grace period following maturity with the rate applicable at that time for the same term and corresponding tier for the deposit amount at the time of renewal. Interest rates and APYs may change at any time at the Bank's discretion without prior notice before any CD account is opened online. CDs cannot be opened online before the application process is finalized and approved. Once your application is approved, your account will receive the current interest rate and APY in effect on the date it is opened and funded.

²The interest rate and corresponding APY for your CD will be assigned based on the initial deposit amount and will remain in effect through the initial maturity. You will be paid this rate until the maturity date of the CD. You may choose to have interest paid monthly, quarterly, or at maturity. The APY assumes interest remains on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

³All loans are subject to credit review and approval. Program rates and terms and conditions vary by state and are subject to change without notice. NMLS ID # 417584. Popular Bank bonuses may be subject to IRS form 1099-MISC.

⁴Standard mobile carrier charges and rates may apply to text messages (SMS).

⁵Popular Bank and its affiliates are not affiliated with ATM National, LLC. Allpoint is a registered trademark of ATM National, LLC. Popular Bank does not charge ATM fees at any in-network ATMs. You may be charged additional fees by the ATM operator or network used including a foreign currency conversion fee.

⁶Minimum opening deposit is $25. For more information please refer to the product disclosures for checking and/or savings accounts.

⁷Earn a cash bonus by opening a new consumer checking account with new money between October 1, 2024, and January 31, 2025, and by completing the qualifying activities within 90 days of account opening. After the 90-day qualifying period has ended and the qualifying activities have been met, the cash bonus will be deposited into the new consumer checking account within 30 days. The cash bonus offer is as follows: $150 for Easy Access Checking, $300 for Everyday Checking, and $500 for Prestige Checking accounts. Qualifying activities include: At least 2 direct deposits totaling: $500 or more for Easy Access, $1,000 or more for Everyday Checking, & $2,500 or more for Prestige Checking. 12 qualifying debit card transactions include purchases made pin based, signature based, and contactless (mobile or online). Recurring transactions also qualify. These transactions must be posted within 90 days of the new checking account opening. ATM withdrawals at a branch using your debit card are not qualifying transactions. Zelle transactions are not qualifying transactions. Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension, or government payments (such as Social Security). Deposits that do not qualify are those through the Real-Time Payments (RTP) network, and payments through peer-to-peer networks such as PayPal, Zelle, Venmo, or others.

⁸Earn a cash bonus of $200 by opening a new Popular Savings account between October 1, 2024 and January 31, 2025 and funding the account within 30 days of account opening by making one or more deposits totaling at least $8,000 in new money. The $8,000 must be reflected in the end of day balance on day 30 and must be maintained for the following 2 statement cycles. The cash bonus will be deposited into the new Popular Savings account within 30 days after the qualification requirements have been met and verified. Maintain an existing Popular Bank consumer checking account or open a new Popular Banking consumer checking account. New money is defined as deposits not currently held with Popular Bank. Minimum of $25 required to open a checking account and a savings account. The offer is non-transferable, may not be combined with any other checking offers, limited to one per customer, is subject to change, and may be discontinued at any time. Additional terms may apply. Please speak to a bank representative for details. -->