1The Annual Percentage Yield (APY) and rate for new CD accounts is effective as of March 2, 2026, and assumes that interest and principal will remain on deposit until maturity. Minimum deposit of $1,000 is required to open a new CD. The rate shown is the APY for balances between $25,000 - $99,999.99. Popular Bank, in its sole discretion, reserves the right to change or terminate these rates at any time. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account. CDs will automatically renew at the end of the grace period following maturity with the rate applicable at that time for the same term and corresponding tier for the deposit amount at the time of renewal. For CD Renewals, call 1-800-377-0800 on or after your maturity date to learn the Renewal Rate (interest rate and APY) for your renewal account. Interest rates and APYs may change at any time at the Bank's discretion without prior notice before any CD account is opened online. CDs cannot be opened online before the application process is finalized and approved. Once your application is approved, your account will receive the current interest rate and APY in effect on the date it is opened and funded.
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To open a 6-month CD, please visit one of our convenient branch locations.
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Standard mobile carrier charges and rates may apply to text messages (SMS).
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Popular Bank and its affiliates are not affiliated with ATM National, LLC. Allpoint is a registered trademark of ATM National, LLC. Popular Bank does not charge ATM fees at any in-network ATMs. You may be charged additional fees by the ATM operator or network used including a foreign currency conversion fee.
† Promotional offer valid from 4/1/2026 through 6/30/2026 for qualified Popular Bank merchant services clients who have not processed a merchant services account with First Data Merchant Services LLC within the past six months. New accounts require standard credit approval and underwriting. Eligible merchants may receive a no-cost 90-day trial of the Clover Essentials or Services Growth plan and/or a $450 rebate toward a Clover Flex, Flex Pocket, Mini, Station Solo, or Duo purchase or lease. After the 90-day trial, standard Services Growth plan monthly fees apply. The free trial is available only to professional services businesses with one of the following MCC codes: 742, 780, 8111, 1520, 1711, 1799, 2741, 4812, 7261, 7276, 7333, 7339, 7361, 7375, 7392, 7393, 7399, 7699, 8734, 8911, 8931, 8999. The $450 rebate will be issued approximately 60 days after the account begins processing transactions.
To qualify for the trial, merchants must: (1) be credit-approved between 4/1/26 and 6/30/26, (2) sign a merchant processing agreement, and (3) activate their account within 30 days of approval; in addition, to claim the $450 rebate, merchants must also (4) process at least $250,000 annually. Early termination fees apply. Limit one offer per business tax ID. Eligibility is determined solely by First Data Merchant Services LLC. Offer cannot be combined with other promotions and may change without notice.
© 2026 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.
‡This offer (the “Offer”) is for a limited time to eligible customers only and may be terminated or discontinued at any time by Popular Bank, in its sole discretion. The Offer is not available to existing Popular Bank business checking account customers, or whose accounts have been closed on or after April 27, 2026.
Your Popular Bank business checking account will be credited within 30 days following the end of the month in which you completed all Offer requirements. See details below on how to qualify.
To qualify for the Offer, you need to:
A. Beginning Monday, April 27, 2026 through and including Friday, July 3, 2026, open a qualifying business checking account product from one of our Popular Bank Business Packages (Primary, Preferred, or Platinum)**;
B. Fund the account with monies not currently on deposit with Popular Bank within 30 days and maintain an average ledger balance of $2,500 through the first 120 days of account opening; and
C. Starting the first of month after the account is opened, complete 15 qualifying transactions within three months. Qualifying transactions must be one or a combination of the following transaction types: debit card withdrawals, bill payments, wires credits and debits, ACH credits, Zelle credits, and remote deposits by mobile or scanner.
IMPORTANT REQUIREMENT: Your new Popular Bank Business Checking account must be open and in good standing at the time the Cash Bonus (that may be earned as part of the Offer) is to be credited to you. The Cash Bonus will be credited directly to your new Popular Bank business checking account.*** To be eligible for the Cash Bonus, U.S. persons must furnish a valid IRS Form W-9 (Request for Taxpayer Identification Number and Certification). Foreign persons must furnish a valid IRS Form W-8BEN (Certificate of Beneficial Owner for United States Tax Withholding and Reporting (Entities)). Accounts subject to backup withholding are ineligible. Popular Bank will issue a 1099 INT and you are responsible for any taxes that may be due on the Offer.
**Only one per business entity. The Offer cannot be reproduced, purchased, sold, transferred or traded. Business entity shall not have closed an account with Popular Bank within the past twelve (12) months.
***Account opening is subject to Popular Bank’s sole review and approval, meeting all of Popular Bank’s new deposit account criteria and other applicable requirements and is not guaranteed. While we don’t require a minimum deposit to open, Popular Bank may consider your account closed if it has a zero balance for sixty (60) days.
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