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We're not just here for you today; we're here for your children, your grandchildren, and beyond. Your financial journey is not just a transaction, but a relationship that grows and evolves with each generation.
Whether you’re opening your first account, buying a home, growing your business, or saving for the future, we are ready to meet you where you are in your financial journey today, and help you achieve your best tomorrow.
Tiered CDs mean greater returns. Lock in a higher rate with a higher deposit when you open an account.2
| Initial deposit | Rate 1 | APY 1 |
|---|---|---|
| $1MM+ | 3.778% | 3.85% |
| $250,000–$999,999.99 | 3.730% | 3.80% |
| $100,000–$249,999.99 | 3.730% | 3.80% |
| $25,000–$99,999.99 | 3.682% | 3.75% |
| $1,000–$24,999.99 | 3.633% | 3.70% |
From checking and savings accounts to loans and more, we offer financial solutions that are designed to meet your unique needs—today and in the future.
Browse solutionsLife can get busy. That’s why you can count on 24/7 digital access to your Popular Bank accounts with our online and mobile banking services.3
Learn moreNo matter where life takes you, you’ll have access to Popular Bank ATMs and over 55,000 Allpoint® ATMs worldwide.4
Find branchesFounded in 1893, Popular, Inc. is a publicly traded, full-service financial services provider in the United States, Puerto Rico, and the Virgin Islands. Popular, Inc. is one of the 50 largest U.S. banks by assets. Popular Bank is the U.S. banking subsidiary of Popular, Inc. Since Popular Bank opened its doors in the Bronx, NY in 1961, we have remained committed to our strong sense of the heritage and values set forth by Popular, Inc. over a century ago. Then and still today, a defining characteristic of our brand is our dedication to putting customers at the heart of everything we do.
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1The Annual Percentage Yield (APY) and rate for new CD accounts is effective as of March 2, 2026, and assumes that interest and principal will remain on deposit until maturity. Minimum deposit of $1,000 is required to open a new CD. The rate shown is the APY for balances between $25,000 - $99,999.99. Popular Bank, in its sole discretion, reserves the right to change or terminate these rates at any time. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account. CDs will automatically renew at the end of the grace period following maturity with the rate applicable at that time for the same term and corresponding tier for the deposit amount at the time of renewal. For CD Renewals, call 1-800-377-0800 on or after your maturity date to learn the Renewal Rate (interest rate and APY) for your renewal account. Interest rates and APYs may change at any time at the Bank's discretion without prior notice before any CD account is opened online. CDs cannot be opened online before the application process is finalized and approved. Once your application is approved, your account will receive the current interest rate and APY in effect on the date it is opened and funded.
2 To open a 6-month CD, please visit one of our convenient branch locations.
3 Standard mobile carrier charges and rates may apply to text messages (SMS).
4 Popular Bank and its affiliates are not affiliated with ATM National, LLC. Allpoint is a registered trademark of ATM National, LLC. Popular Bank does not charge ATM fees at any in-network ATMs. You may be charged additional fees by the ATM operator or network used including a foreign currency conversion fee.
† Promotional offer valid from 4/1/2026 through 6/30/2026 for qualified Popular Bank merchant services clients who have not processed a merchant services account with First Data Merchant Services LLC within the past six months. New accounts require standard credit approval and underwriting. Eligible merchants may receive a no-cost 90-day trial of the Clover Essentials or Services Growth plan and/or a $450 rebate toward a Clover Flex, Flex Pocket, Mini, Station Solo, or Duo purchase or lease. After the 90-day trial, standard Services Growth plan monthly fees apply. The free trial is available only to professional services businesses with one of the following MCC codes: 742, 780, 8111, 1520, 1711, 1799, 2741, 4812, 7261, 7276, 7333, 7339, 7361, 7375, 7392, 7393, 7399, 7699, 8734, 8911, 8931, 8999. The $450 rebate will be issued approximately 60 days after the account begins processing transactions.
To qualify for the trial, merchants must: (1) be credit-approved between 4/1/26 and 6/30/26, (2) sign a merchant processing agreement, and (3) activate their account within 30 days of approval; in addition, to claim the $450 rebate, merchants must also (4) process at least $250,000 annually. Early termination fees apply. Limit one offer per business tax ID. Eligibility is determined solely by First Data Merchant Services LLC. Offer cannot be combined with other promotions and may change without notice.
© 2026 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.