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1To qualify for the Promotional Annual Percentage Yield (APY) rate above, Customers must participate and meet all qualifying factors in the Popular Rewards Program and be in good standing. Promotional Rate above is the “Gold” tier APY available as part of the Popular Rewards Program. Customers may be eligible for different rewards benefits depending on the Customer meeting all qualifying factors. For more information please refer to Popular Rewards Terms and Conditions.
Base APY is as follows: 13 Month CD: 4.70% APY. Please refer to the "Popular Rewards Page" to learn what benefits you could receive through Popular Rewards.
Promotional Rate APY effective as of February 6, 2023 and assumes that interest and principal will remain on deposit until maturity. Popular, in its sole discretion, reserves the right to change or terminate this offer at any time. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account This offer is available in all Popular branches and via our website for a limited time only. Customers must open a CD with a required minimum balance and opening deposit of $1,000 in new money. New money is defined as deposits not previously held with Popular Bank. CDs will automatically renew at maturity with the rate applicable at that time for the same term. Promotional Rate is valid on the initial term.
2All loans are subject to credit and/or property approval. Rates, program terms, and conditions vary.
3Rates for Unsecured Personal Loans are between 7.35% APR and 28.142% APR. APR will be determined based on your credit worthiness and the loan amount you choose. Loan fees may apply in Florida. Terms available from 12 to 84 months and will depend on the amount of the loan. Loans start from $2,000 and go up to $50,000. Additional discounts of 0.25% will apply when you take advantage of auto-debit from a deposit account. If auto-debit is discontinued at any time, the 0.25% discount may be eliminated and consequently your monthly payment will increase. Certain restrictions apply. The lowest rates are available to well-qualified applicants. Above rates are effective between February 6, 2023 and April 14, 2023.
Example 1: Monthly repayment for a loan of $35,000 with 7.351% APR for 48 months would be $843.81.
Example 2: Monthly repayment for a loan of $2,040 with 28.142% APR for 12 months would be $193.15.