Checking accounts
Compare our checking account offerings and find the best one to fit your everyday financial needs.
Choose a personal checking account that fits your life. Open a checking account today.
At Popular Bank, we believe your checking account should support your goals and simplify your life. Whether you’re looking for straightforward access to your money, everyday banking convenience, or premium perks, our personal checking accounts are designed to meet you where you are in your financial journey.1 With every checking account, you can enjoy direct deposit, convenient online and mobile banking tools,2 and a debit card that gives you surcharge-free access to thousands of ATMs worldwide.3
Answer the questions below to find the best checking account for you.
Fulfill your daily banking needs with this straightforward checking account that has options to avoid fees.
Account detailsWe recommend this package.
Easily manage your money with a Bank On-certified, low-fee checking option for basic transactions.
Account detailsEarn interest on your account balance and enjoy extra benefits including fewer fees and monthly fee rebates.
Account detailsEasily manage your money with a Bank On-certified, low-fee checking option for basic transactions.
Account detailsWe recommend this package.
Fulfill your daily banking needs with this straightforward checking account that has options to avoid fees.
Account detailsEarn interest on your account balance and enjoy extra benefits including fewer fees and monthly fee rebates.
Account detailsPopular Easy Access Checking account high-level overview.
Account detailsWe recommend this package.
Earn interest on your account balance and enjoy extra benefits including fewer fees and monthly fee rebates.
Account detailsFulfill your daily banking needs with this straightforward checking account that has options to avoid fees.
Account detailsBank with basics.
A simple checking account for those with little experience at banking.
Bank with ease.
A flexible checking account for busy workers managing paychecks and daily expenses.
Bank with benefits.
A premium checking account for individuals looking to maximize benefits with larger balances.
Apply for a personal checking account with our simple application process.
1. Tell us a little about you.
We’ll need some personal information to get your account started.
2. Let us know how you'll use your account.
This helps us understand how you expect to use your account.
3. Make your initial deposit.
A minimum $25 deposit is required to open a new checking account.
Take advantage of these services with any of our checking accounts.
Withdraw funds surcharge-free at any Popular Bank ATM and over 55,000 Allpoint® ATMs worldwide.3,4
Monitor activity, transfer funds, and more with your smartphone or computer.2
Pay your bills on-the-go and track your payment history with your smartphone.
Send and receive money directly from our app to people you trust.8
Call us 24-hours a day to get account information or use our services by phone.
Set up customized alerts to let you know when your balance is low, a deposit is made, and more.2
Go green by opting to only receive your statements electronically.
Set up direct deposit so your employer deposits your paychecks directly to your account.2
Chip technology helps protect your account information when making onsite retail purchases.
Palladium Checking is our most exclusive checking account and a signature feature of Popular Private Client, bringing you exceptional benefits, including the best rates.
Learn moreGet an essential savings account that gives you the opportunity to earn more interest as your balance grows.
Learn moreLock in a higher rate the larger your initial deposit with our tiered CD rates.9
Learn moreMaximize your savings with a high-yield savings account that’s designed to grow with you.
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1Minimum opening deposit is $25. For more information please refer to the Popular Checking Disclosures. Fees may reduce earnings on the account.
2Standard mobile carrier charges and fees apply. Deposits are subject to verification and may not be available for immediate withdrawal. Please refer to our Online Banking Service Agreement, Funds Availability Policy, and other applicable account terms and conditions for additional details.
3Popular Bank and its affiliates are not affiliated with ATM National, LLC. Allpoint is a registered Trademark of ATM National, LLC.
4Popular Bank does not charge ATM fees at any in-network ATMs. You may be charged additional fees by the ATM operator or network used including a Foreign currency conversion fee.
5Under our standard overdraft practices, we will charge you up to $34 each time that we pay an overdraft (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means). We charge no more than three overdraft fees per day. We will not charge you a fee if your account is overdrawn by $50 or less, and there is no fee charged for returned overdraft transactions. Overdraft fees are not applicable to Easy Access checking accounts. Please refer to the Personal Banking Disclosure and Agreement, your account product disclosure, Schedule of Fees, and Debit Card/ATM Overdraft coverage for more information. View account disclosures and agreements.
6Your average monthly balance is the sum of the daily account end of day balance, after all debits and credits have been processed, divided by the number of days within the statement cycle.
7The aggregate direct deposit amount includes the sum of direct deposits received at the end of the statement cycle.
8U.S. checking account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
9Popular Bank, in its sole discretion, reserves the right to change or terminate these rates at any time. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account. CDs will automatically renew at the end of the grace period following maturity with the rate applicable at that time for the same term and corresponding tier for the deposit amount at the time of renewal. Interest rates and Annual Percentage Yield (APY) may change at any time at the Bank's discretion without prior notice before any CD account is opened online. CDs cannot be opened online before the application process is finalized and approved. Once your application is approved, your account will receive the current interest rate and APY in effect on the date it is opened and funded. The APY assumes that interest and principal will remain on deposit until maturity.
Popular Bank’s websites and online services are not directed to children under the age of thirteen (13) and do not encourage these children to provide their personal information. Consequently, our policy is that we will not knowingly collect personal information provided by children under the age of thirteen (13). If we obtain actual knowledge that we have collected such information, we will comply with the requirements of the Children's Online Privacy Protection Act (COPPA), including the deletion of such personal information from our systems. For additional information about COPPA, please visit the Federal Trade Commission's website at: www.FTC.gov