Get a $150 bonus with the Everyday Rewards+ Visa Card, plus earn up to 4X points on eligible purchases. Subject to credit approval. See offer page for details.
4X points on dining, take-out and food delivery
2X points at grocery stores, gas stations, and more
Popular Prestige Checking is ideal if you maintain a higher balance and want to earn interest on your checking account.
$25 minimum to open
Monthly service fee of $12 can be avoided by maintaining $2,000 in average monthly balances5
No fees for incoming wire transfers, stop payments, or ATM transactions worldwide7,8
Fee rebates include two outgoing domestic wire fees per month, two overdraft fees per month, one standard order of checks per year, and up to $15 per month for ATM fees assessed by other entities.
Overdraft fee of $34 when an overdraft transaction is paid; no fees for overdrafts up to $50 or declined transactions4
Overdraft protection coverage available
Enroll in electronic statements to avoid the $2 paper statement fee
Take advantage of these services with any of our checking accounts.
Worldwide ATM network
Withdraw funds surcharge-free at any Popular Bank ATM and over 55,000 Allpoint® ATMs worldwide.7,8
Online and mobile banking
Monitor activity, transfer funds, and more with your smartphone or computer.9
Bill pay
Pay your bills on-the-go and track your payment history with your smartphone.
Zelle®
Send and receive money directly from our app to people you trust.9
24-hour telephone banking
Call us 24-hours a day to get account information or use our services by phone.
Customized alerts
Setup customized alerts to let you know when your balance is low, a deposit is made, and more.9
Paperless statements
Go green by opting to only receive your statements electronically.
Direct deposit
Have your employer deposit your paychecks directly to your account.9
Debit card with chip technology
Chip technology helps protect your account information when making onsite retail purchases.
Which checking account is right for you?
You’re looking for a low-fee, basic checking account for daily transactions.
You need a straightforward, everyday checking account with options to avoid fees.
You maintain a higher balance and want to earn interest on your checking account.
No
No
Yes
$25
$25
$25
$0.01
$0.01
$0.01
$3 OR $0 if you set up a recurring monthly direct deposit of $250.6
$10 OR $0 if you maintain $1,000 in average monthly balances5 or set up a recurring monthly direct deposit of $750.6
$12 OR $0 if you maintain $2,000 in average monthly balances.5
No Popular Bank fees when using a Popular Bank ATM or at over 55,000 Allpoint® ATMs worldwide.7
No Popular Bank fees when using a Popular Bank ATM or at over 55,000 Allpoint® ATMs worldwide.7
No Popular Bank fees when using any ATM, plus up to $15 refunded per month for ATM fees assessed by other entities.8
No fees will be charged, and the transaction will be declined.
No fees for overdrafts up to $50 or declined transactions; $34 when an overdraft transaction is paid.
No fees for overdrafts up to $50 or declined transactions; $34 when an overdraft transaction is paid.
N/A
Yes
Yes
$2 per statement OR $0 if enrolled in paperless statements.
$2 per statement OR $0 if enrolled in paperless statements.
$0
$25
$25
$0
N/A
N/A
Two outgoing domestic wire fees per month, two overdraft fees per month,one standard order of checks per year, and more.
Privileged banking with the benefits you deserve.
Palladium Checking is our most exclusive checking account and a signature feature of Popular Private Client, bringing you exceptional benefits, including the best rates.
1Minimum opening deposit is $25. For more information please refer to the Popular Checking Disclosures.
2Earn a cash bonus by opening a new consumer checking account between October 1, 2024, and January 31, 2025, and by completing the qualifying activities within 90 days of the account opening. After the 90-day qualifying period has ended and the qualifying activities have been met, the cash bonus will be deposited into the new consumer checking account within 30 days. Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension, or government payments (such as Social Security). Deposits that do not qualify are those through the Real-Time Payments (RTP) network, and payments through peer-to-peer networks such as PayPal, Zelle®, Venmo, or others. For Popular Easy Access Checking, direct deposits must total $500 or more. For Popular Everyday Checking, direct deposits must total $1,000 or more. For Popular Prestige Checking, direct deposits must total $2,500 or more. Qualifying debit card transactions include purchases made pin based, signature based and contactless (mobile or online). Recurring transactions also qualify. These transactions must be posted within 90 days of the new checking account opening. ATM withdrawals at a branch using your debit card are not qualifying transactions. Zelle® transactions are not qualifying transactions.
3Earn a cash bonus by opening a new Popular Savings account between October 1, 2024 and January 31, 2025 and completing the qualification requirements. The cash bonus will be deposited into the new Popular Savings account within 30 days after the qualification requirements have been met and verified. The new Popular Savings account and a consumer checking account must be open at the time of verification and remain open with a positive balance until the cash bonus is deposited. The new savings account must have maintained an average balance of $8,000 or more for the following two statement cycles after the initial 30-day period. New money is defined as deposits not currently held with Popular Bank.
4Under our standard overdraft practices, we will charge you up to $34 each time that we pay an overdraft (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means). We charge no more than three overdraft fees per day. We will not charge you a fee if your account is overdrawn by $50 or less, and there is no fee charged for returned overdraft transactions. Overdraft fees are not applicable to Easy Access checking accounts. Please refer to the Personal Banking Disclosure and Agreement, your account product disclosure, Schedule of Fees, and Debit Card/ATM Overdraft coverage for more information. View account disclosures and agreements.
5Your average monthly balance is the sum of the daily account end of day balance, after all debits and credits have been processed, divided by the number of days within the statement cycle.
6The aggregate direct deposit amount includes the sum of direct deposits received at the end of the statement cycle.
7Popular Bank and its affiliates are not affiliated with ATM National, LLC. Allpoint is a registered Trademark of ATM National, LLC.
8Popular Bank does not charge ATM fees at any in-network ATMs. You may be charged additional fees by the ATM operator or network used including a Foreign currency conversion fee.
9U.S. checking account required to use Zelle®. Transactions between enrolled users typically occur in minutes.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Popular Bank’s websites and online services are not directed to children under the age of thirteen (13) and do not encourage these children to provide their personal information. Consequently, our policy is that we will not knowingly collect personal information provided by children under the age of thirteen (13). If we obtain actual knowledge that we have collected such information, we will comply with the requirements of the Children's Online Privacy Protection Act (COPPA), including the deletion of such personal information from our systems. For additional information about COPPA, please visit the Federal Trade Commission's website at: www.FTC.gov
Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website. Learn more.
Details: Popular Easy Access Checking
Popular Easy Access Checking is a good option for you if you’re looking for a low-fee, basic checking account for daily transactions.
$25 minimum to open
Bank On-certified account
Monthly service fee of $3 can be avoided by setting up a recurring monthly direct deposit of $2506
Withdraw funds surcharge-free at any Popular Bank ATM and over 55,000 Allpoint® ATMs worldwide7,8
Overdrafts will result in declined transactions and no fees will be charged
Enroll in electronic statements to avoid the $2 paper statement fee
Popular Prestige Checking is ideal if you maintain a higher balance and want to earn interest on your checking account.
$25 minimum to open
Monthly service fee of $12 can be avoided by maintaining $2,000 in average monthly balances5
No fees for incoming wire transfers, stop payments, or ATM transactions worldwide7,8
Fee rebates include two outgoing domestic wire fees per month, two overdraft fees per month, one standard order of checks per year, and up to $15 per month for ATM fees assessed by other entities.
Overdraft fee of $34 when an overdraft transaction is paid; no fees for overdrafts up to $50 or declined transactions4
Overdraft protection coverage available
Enroll in electronic statements to avoid the $2 paper statement fee
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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Important Update
The Speedpay® link to pay your loan is changing on January 28, 2021. If you have saved this link in your bookmarks please be aware that the old link will no longer work after December 16.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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