Get a $150 bonus with the Everyday Rewards+ Visa Card, plus earn up to 4X points on eligible purchases. Subject to credit approval. See offer page for details.
4X points on dining, take-out and food delivery
2X points at grocery stores, gas stations, and more
Your checking account should do more than just manage your money.
At Popular Bank, we believe your checking account should support your goals and simplify your life. Whether you’re looking for straightforward access to your money, everyday banking convenience, or premium perks, our personal checking accounts are designed to meet you where you are in your financial journey.1 With every checking account, you can enjoy direct deposit, convenient online and mobile banking tools,2 and a debit card that gives you surcharge-free access to thousands of ATMs worldwide.3
Popular Prestige Checking is ideal if you maintain a higher balance and want to earn interest on your checking account.
$25 minimum to open
No fees for incoming wire transfers, stop payments, or ATM transactions worldwide3,4
Overdraft fee of $34 when an overdraft transaction is paid; no fees for overdrafts up to $50 or declined transactions5
Monthly service fee of $12 can be avoided by maintaining $2,000 in average monthly balances6
Fee rebates include two outgoing domestic wire fees per month, two overdraft fees per month, one standard order of checks per year, and up to $15 per month for ATM fees assessed by other entities.
Overdraft protection coverage available
Enroll in electronic statements to avoid the $2 paper statement fee
Bank with ease.
A flexible checking account for busy workers managing paychecks and daily expenses.
Manage your money and pay bills.
$10 or $0 monthly service fees.
Avoid $10 monthly service fee by maintaining $1,000 in average monthly balances6 or by setting up a recurring monthly direct deposit of $750.7
Overdraft coverage and protection available. Subject to fees.5
Apply for a personal checking account with our simple application process.
1. Tell us a little about you.
We’ll need some personal information to get your account started.
2. Let us know how you'll use your account.
This helps us understand how you expect to use your account.
3. Make your initial deposit.
A minimum $25 deposit is required to open a new checking account.
We make checking simple.
Take advantage of these services with any of our checking accounts.
Worldwide ATM network
Withdraw funds surcharge-free at any Popular Bank ATM and over 55,000 Allpoint® ATMs worldwide.3,4
Online and mobile banking
Monitor activity, transfer funds, and more with your smartphone or computer.2
Bill pay
Pay your bills on-the-go and track your payment history with your smartphone.
Zelle®
Send and receive money directly from our app to people you trust.8
24-hour telephone banking
Call us 24-hours a day to get account information or use our services by phone.
Customized alerts
Set up customized alerts to let you know when your balance is low, a deposit is made, and more.2
Paperless statements
Go green by opting to only receive your statements electronically.
Direct deposit
Set up direct deposit so your employer deposits your paychecks directly to your account.2
Debit card with chip technology
Chip technology helps protect your account information when making onsite retail purchases.
Which checking account is right for you?
You’re beginning your financial journey
You need a flexible account to manage your paychecks and daily expenses
You maintain a higher balance and expect more out of a checking account
$3 OR $0 Avoid fee by setting up a recurring monthly direct deposit of $2507
$10 OR $0 Avoid fee by maintaining $1,000 in average monthly balances6 or setting up a recurring monthly direct deposit of $7507
$12 OR $0 Avoid fee by maintaining $2,000 in average monthly balances6
The transaction will be declined, and no fees will be charged
$34 fee when an overdraft transaction over $50 is paid
$34 fee when an overdraft transaction over $50 is paid
Avoid $2 paper statement fee by enrolling in e-statements
Avoid $2 paper statement fee by enrolling in e-statements
Two outgoing domestic wire fees per month, two overdraft fees per month, one standard order of checks per year, and more
Privileged banking with the benefits you deserve.
Palladium Checking is our most exclusive checking account and a signature feature of Popular Private Client, bringing you exceptional benefits, including the best rates.
1Minimum opening deposit is $25. For more information please refer to the Popular Checking Disclosures. Fees may reduce earnings on the account.
2Standard mobile carrier charges and fees apply. Deposits are subject to verification and may not be available for immediate withdrawal. Please refer to our Online Banking Service Agreement, Funds Availability Policy, and other applicable account terms and conditions for additional details.
3Popular Bank and its affiliates are not affiliated with ATM National, LLC. Allpoint is a registered Trademark of ATM National, LLC.
4Popular Bank does not charge ATM fees at any in-network ATMs. You may be charged additional fees by the ATM operator or network used including a Foreign currency conversion fee.
5Under our standard overdraft practices, we will charge you up to $34 each time that we pay an overdraft (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means). We charge no more than three overdraft fees per day. We will not charge you a fee if your account is overdrawn by $50 or less, and there is no fee charged for returned overdraft transactions. Overdraft fees are not applicable to Easy Access checking accounts. Please refer to the Personal Banking Disclosure and Agreement, your account product disclosure, Schedule of Fees, and Debit Card/ATM Overdraft coverage for more information. View account disclosures and agreements.
6Your average monthly balance is the sum of the daily account end of day balance, after all debits and credits have been processed, divided by the number of days within the statement cycle.
7The aggregate direct deposit amount includes the sum of direct deposits received at the end of the statement cycle.
8U.S. checking account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
9Popular Bank, in its sole discretion, reserves the right to change or terminate these rates at any time. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account. CDs will automatically renew at the end of the grace period following maturity with the rate applicable at that time for the same term and corresponding tier for the deposit amount at the time of renewal. Interest rates and Annual Percentage Yield (APY) may change at any time at the Bank's discretion without prior notice before any CD account is opened online. CDs cannot be opened online before the application process is finalized and approved. Once your application is approved, your account will receive the current interest rate and APY in effect on the date it is opened and funded. The APY assumes that interest and principal will remain on deposit until maturity.
Popular Bank’s websites and online services are not directed to children under the age of thirteen (13) and do not encourage these children to provide their personal information. Consequently, our policy is that we will not knowingly collect personal information provided by children under the age of thirteen (13). If we obtain actual knowledge that we have collected such information, we will comply with the requirements of the Children's Online Privacy Protection Act (COPPA), including the deletion of such personal information from our systems. For additional information about COPPA, please visit the Federal Trade Commission's website at: www.FTC.gov
Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website. Learn more.
Details: Popular Easy Access Checking
Popular Easy Access Checking is a good option for you if you’re looking for a low-fee, basic checking account for daily transactions.
$25 minimum to open
Bank On-certified account
Monthly service fee of $3 can be avoided by setting up a recurring monthly direct deposit of $2506
Withdraw funds surcharge-free at any Popular Bank ATM and over 55,000 Allpoint® ATMs worldwide7,8
Overdrafts will result in declined transactions and no fees will be charged
Enroll in electronic statements to avoid the $2 paper statement fee
Popular Prestige Checking is ideal if you maintain a higher balance and want to earn interest on your checking account.
$25 minimum to open
Monthly service fee of $12 can be avoided by maintaining $2,000 in average monthly balances5
No fees for incoming wire transfers, stop payments, or ATM transactions worldwide7,8
Fee rebates include two outgoing domestic wire fees per month, two overdraft fees per month, one standard order of checks per year, and up to $15 per month for ATM fees assessed by other entities.
Overdraft fee of $34 when an overdraft transaction is paid; no fees for overdrafts up to $50 or declined transactions4
Overdraft protection coverage available
Enroll in electronic statements to avoid the $2 paper statement fee
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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Important Update
The Speedpay® link to pay your loan is changing on January 28, 2021. If you have saved this link in your bookmarks please be aware that the old link will no longer work after December 16.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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