Your checking account should do more than just manage your money.

At Popular Bank, we believe your checking account should support your goals and simplify your life. Whether you’re looking for straightforward access to your money, everyday banking convenience, or premium perks, our personal checking accounts are designed to meet you where you are in your financial journey.1 With every checking account, you can enjoy direct deposit, convenient online and mobile banking tools,2 and a debit card that gives you surcharge-free access to thousands of ATMs worldwide.3

Find the best checking account for you.

Answer the questions below to find the best checking account for you.

What is the monthly balance that you plan to maintain in your checking account?

Do you plan to set up direct deposits totaling $750 or more per month?

Would you like the bank to cover your transactions if you overdraft your account? (Subject to fees)5

Open a checking account in a few easy steps.

Apply for a personal checking account with our simple application process.

1. Tell us a little about you.
We’ll need some personal information to get your account started.

2. Let us know how you'll use your account.
This helps us understand how you expect to use your account.

3. Make your initial deposit.
A minimum $25 deposit is required to open a new checking account.

steps to open a checking account

Which checking account is right for you?

 
You’re beginning your financial journey

You need a flexible account to manage your paychecks and daily expenses

You maintain a higher balance and expect more out of a checking account




$3 OR $0
Avoid fee by setting up a recurring monthly direct deposit of $2507

$10 OR $0
Avoid fee by maintaining $1,000 in average monthly balances6 or setting up a recurring monthly direct deposit of $7507

$12 OR $0
Avoid fee by maintaining $2,000 in average monthly balances6
















The transaction will be declined, and no fees will be charged

$34 fee when an overdraft transaction over $50 is paid

$34 fee when an overdraft transaction over $50 is paid




Avoid $2 paper statement fee by enrolling in e-statements

Avoid $2 paper statement fee by enrolling in e-statements




Two outgoing domestic wire fees per month, two overdraft fees per month, one standard order of checks per year, and more

Privileged banking with the benefits you deserve.

Palladium Checking is our most exclusive checking account and a signature feature of Popular Private Client, bringing you exceptional benefits, including the best rates.

Learn more
Popular Palladium Private Client Checking

Personal Banking Insights

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