Our Personal Loans can help you consolidate your debt, meet an unexpected need, or plan a holiday getaway. Get a quick turnaround on your loan application and begin your journey toward living your best life today.
Choose the loan that’s right for you.
Unsecured Personal Loans
Competitive fixed rates
Various loan term options
Borrow up to $50,000, no collateral required
Choose auto-debit and get 0.25% off your rate2
Credit Builder
Flexible terms designed to fit your needs
Borrow up to $10,000
Build your credit history and save for the future
Choose the loan that’s right for you.
Secured Personal Loans
A fixed rate with fixed payments
Various loan term options
Borrow up to $100,000 or the balance of your Popular CD or Savings Account as collateral, whichever is less
Earn interest on your collateral funds
Secured Personal Lines of Credit
A revolving line that you can use again
A variable rate
Access to your line with checks, online or at a teller
Borrow up to $50,000 or the balance of the collateral, whichever is less
Fixed rates as low as 7.35% APR.1,3
Simplify your payments with a low fixed rate. Consolidate your high-interest debt into an unsecured personal loan from Popular Bank.
Apply starting February 6 to April 14, 2023 for personal loans at fixed rates ranging from 7.35% to 28.14% APR.1,3 Call or visit a branch to learn more.
Securing your next personal loan from Popular Bank begins with a few simple steps. Meet your expenses or fund your goals today. Visit your
local branch or call us at 1-888-317-9062 to get started.
Securing your next personal loan or line of credit from Popular Bank begins with a few simple steps. Meet your expenses or fund your goals today. Visit your
local branch or call us at 1-888-317-9062 to get started.
NEW: Customers can now apply online for an unsecured personal loan.
1All loans are subject to credit approval. Rates, program terms, and conditions vary.
2The 0.25% rate discount applies if loan payments are made using auto-debit from a deposit account. If auto-debit is discontinued at any time, the 0.25% discount may be eliminated and consequently your monthly payment will increase.
3Rates for Unsecured Personal Loans are between 7.35% APR and 28.142% APR. APR will be determined based on your credit worthiness and the loan amount you choose. Loan fees may apply in Florida. Terms available from 12 to 84 months and will depend on the amount of the loan. Loans start from $2,000 and go up to $50,000. Additional discounts of 0.25% will apply when you take advantage of auto-debit from a deposit account. If auto-debit is discontinued at any time, the 0.25% discount may be eliminated and consequently your monthly payment will increase. Certain restrictions apply. The lowest rates are available to well-qualified applicants. Above rates are effective between February 6, 2023 and April 14, 2023.
Example 1: Monthly repayment for a loan of $35,000 with 7.351% APR for 48 months would be $843.81.
Example 2: Monthly repayment for a loan of $2,040 with 28.142% APR for 12 months would be $193.15.
NYC Residents: Popular Bank provides language access services in Spanish. Please note that Popular Bank has customer service options to speak with an agent in Spanish. Popular Bank’s language access services are limited to verbal communications with an agent in Spanish. Popular Bank does NOT provide any other language access services in Spanish (or any other language) and, specifically, does not provide translations of any documents in Spanish (or any other language).
A translation and description of commonly-used debt collection terms is available in multiple languages on the NY Department of Consumer Affair’s website, www.nyc.gov/dca
Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website. Learn more.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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Never share personal or account information such as your social security number, banking account information, or passwords with anyone. Popular will never ask you for personal or account information through email.
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Important Update
The Speedpay® link to pay your loan is changing on January 28, 2021. If you have saved this link in your bookmarks please be aware that the old link will no longer work after December 16.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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