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Build with services.
Access a Personal Concierge, earn 2% cash rewards on purchases, and get a 0% introductory purchase APR3.
Popular Bank Preferred World MasterCard
Build with rewards.
Earn 1% – 1.5% cash rewards, pay a low annual fee, and get a 0% introductory purchase APR3.
Build with basics.
Pay no annual fee and get a 0% introductory purchase APR3.
Compare your credit card options:
Earns cash rewards
Earns cash rewards
Does not earn cash rewards
0% introductory APR on purchases for the first 12 months3. When the offer expires the variable APR will apply from 15.24% to 26.24% based on your creditworthiness.
0% introductory APR on purchases for the first 12 months3. When the offer expires the variable APR will apply from 15.24% to 26.24% based on your creditworthiness.
0% introductory APR on purchases for the first 12 months3. When the offer expires the variable APR will apply from 15.24% to 26.24% based on your creditworthiness.
0% introductory APR and 0 payments for the first 12 months3. Applies to transfers made within the first 90 days from account opening. When the offer expires the variable APR will apply from 15.24% up to 26.24% based on your creditworthiness.
0% introductory APR and 0 payments for the first 12 months3. Applies to transfers made within the first 90 days from account opening. When the offer expires the variable APR will apply from 15.24% up to 26.24% based on your creditworthiness.
0% introductory APR and 0 payments for the first 12 months3. Applies to transfers made within the first 90 days from account opening. When the offer expires the variable APR will apply from 15.24% up to 26.24% based on your creditworthiness.
Variable, 15.24% – 26.24%
Variable, 15.24% – 26.24%
Variable, 15.24% – 26.24%
Variable, 27.24%4
Variable, 27.24%4
Variable, 27.24%4
29.99%
29.99%
29.99%
$95
$25
$0
$0
$0
$0
Up to $38
Up to $38
Up to $38
Up to $10
Up to $10
Up to $10
2% (minimum $2, maximum $10)
2% (minimum $2, maximum $10)
2% (minimum $2, maximum $10)
1.4% of each MasterCard transaction in U.S. dollars
1.4% of each MasterCard transaction in U.S. dollars
1.4% of each MasterCard transaction in U.S. dollars
Includes fraud protection
Includes fraud protection
Includes fraud protection
Includes suspicious activity alerts
Includes suspicious activity alerts
Includes suspicious activity alerts
Includes ID theft resolution services
Includes ID theft resolution services
Includes ID theft resolution services
Includes emergency card replacement
Includes emergency card replacement
Includes emergency card replacement
Includes emergency cash advances
Includes emergency cash advances
Includes emergency cash advances
Includes lost or stolen card reporting
Includes lost or stolen card reporting
Includes lost or stolen card reporting
Includes price protection
Includes price protection
Includes price protection
Includes extended warranty
Includes extended warranty
Includes extended warranty
Includes personal concierge
Does not include personal concierge
Does not include personal concierge
2% cash rewards on purchases
1% – 1.5% cash rewards on purchases, 1% cash rewards on net purchases up to $1,000, and 1.5% cash rewards on net purchases in excess of $1,000. Net purchases will be counted per year, and first year begins on the day of the account opening and ends on the account opening anniversary date.
Does not earn cash rewards
Cash rewards will not expire as long as your account is open and in good standing.
Cash rewards will not expire as long as your account is open and in good standing.
Does not earn cash rewards
If your account is closed, you will lose any cash rewards you have not redeemed. You will not be able to earn or redeem your cash rewards if your account is delinquent.
If your account is closed, you will lose any cash rewards you have not redeemed. You will not be able to earn or redeem your cash rewards if your account is delinquent.
Does not earn cash rewards
Cash rewards can only be redeemed for statement credit after you have earned a minimum of $25.
Cash rewards can only be redeemed for statement credit after you have earned a minimum of $25.
Does not earn cash rewards
Use your Popular Bank MasterCard® credit card in Cuba
Due to recent changes in federal regulations, you can now use your Popular Bank MasterCard credit card at authorized points of sale terminals and ATMs in Cuba. Learn what to do before your trip and the travel categories allowed by law.
Learn more
1Subject to credit approval. Your payment due date is at least 25 days after the close of each billing cycle. For each billing period, the Interest Charge and the APR will be based on the Prime Rate published by the Wall Street Journal plus a margin. The variable rates illustrated are based on a Prime Rate of 5.50% as of December 20, 2018.
2See cash rewards terms and conditions. Cash rewards can be redeemed by calling Popular Credit Services at 1-844-294-2576.
3Offer valid for new accounts only until March 31, 2019. Introductory rate of 0% for purchases valid for the first 12 months from account opening. 0% introductory APR and 0 payments for balance transfers from the transfer date for the first 12 months; applies to transfers made within the first 90 days from account opening. The balance transfer offer does not apply to transfers of other debts with Popular. After the offer expires, the regular rate for purchases and balance transfers will apply to the balance owed and to new purchases and new transfers. Not valid with any other offer. Subject to credit line availability. There is no grace period on balance transfers. Your account must remain open and in good standing until the expiration of the offers or the offers will be voided.
4APR for cash advances will vary with the market based on Prime Rate.
The Popular Bank credit cards referenced herein are issued and administered by Banco Popular de Puerto Rico. Banco Popular de Puerto Rico is an affiliate of Popular Bank.
