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Product Name
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Popular Bank Preferred
World MasterCard
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Popular Bank Rewards
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Popular Bank Platinum
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Plastic
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Rewards
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Cash Back
2
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N/A
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Credit Card Account Information
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Purchase Introductory Offer
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0% introductory APR on purchases for the first 12 months
3. When the offer expires the variable APR will be from 14.74% up to 25.74%.
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0% introductory APR on purchases for the first 12 months
3. When the offer expires the variable APR will be from 14.74% up to 25.74%.
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0% introductory APR on purchases for the first 12 months
3. When the offer expires the variable APR will be from 14.74% up to 25.74%.
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APR for Purchases and Balance Transfers
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Variable 14.74%-25.74%
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Variable 14.74%-25.74%
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Variable 14.74%-25.74%
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APR for Cash Advances
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Variable 26.74%
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Variable 26.74%
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Variable 26.74%
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Penalty Rate
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29.99%
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29.99%
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29.99%
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Annual Fee
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$95
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$25
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$0
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Additional Card Fee
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$0
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$0
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$0
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Late Payment Fee
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Up to $37
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Up to $37
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Up to $37
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Return Check Fee
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Up to $10
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Up to $10
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Up to $10
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Balance Transfer and Cash Advance Fee
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2% (minimum $2, maximum $10)
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2% (minimum $2, maximum $10)
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2% (minimum $2, maximum $10)
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Foreign Transaction Fee
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1.4% of each transaction in U.S. dollars for MasterCard
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1.4% of each transaction in U.S. dollars for MasterCard
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1.4% of each transaction in U.S. dollars for MasterCard
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Benefits
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Fraud Protection
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On the Alert
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ID Theft Resolution Services
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Emergency Card Replacement
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Emergency Cash Advance
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Lost/Stolen Reporting
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Price Protection
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Extended Warranty
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Personal Concierge
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Rewards Program Details
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Earning cash back
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2% Cash Back on Purchases
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1%-1.5% Cash back on Purchases 1% cash back on net purchases up to $1,000, and 1.5% cash back on net purchases in excess
of $1,000. Net purchases will be counted per year and first year begins on the day of the account opening
and ends on the account opening anniversary date.
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N/A
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Expiration
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Cash back will not expire as long as your account is open and in good standing.
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Cash back will not expire as long as your account is open and in good standing.
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N/A
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Loss or suspension of points
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if your account is closed, you will lose any cash back you have not redeemed. You will not be able to earn or redeem your
cash back if your account is delinquent.
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if your account is closed, you will lose any cash back you have not redeemed. You will not be able to earn or redeem your
cash back if your account is delinquent.
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N/A
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How to redeem your cash back
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Cash back can only be redeemed for statement credit after you have earned a minimum of $25.
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Cash back can only be redeemed for statement credit after you have earned a minimum of $25.
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N/A
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Online Banking
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Statement and Payments
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myonlinecreditcard.com
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myonlinecreditcard.com
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myonlinecreditcard.com
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Preferred Cardholder Agreement
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Rewards Cardholder Agreement
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Platinum Cardholder Agreement
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United States
