Savings

Popular Savings

Earn more interest as your balance grows.

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Certificate of Deposit

Lock in a high rate to increase your savings.

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Optimum Money Market

Maximize your investments with a high-yield account.

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IRA — Individual Retirement Account

Stay ahead of your retirement goals.

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Educational Planning

Secure your child's future with long-range college planning.

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We make saving simple.

We offer a variety of savings products to help you build your future faster.

Popular Savings

What dream are you saving for? We're here to get you there. This account allows you to save money and earn more interest the higher your balance. There are no monthly service charges 1 if you are a Popular Rewards customer.

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With Popular Savings you’ll also enjoy these benefits:

  • Withdraw funds from your account up to 6 times per month2,3
  • Transfers from your checking account
  • Online and telephone banking
  • An ATM card for easy account access
  • FDIC insured up to applicable limits

For more savings account information, stop by one of our convenient branch locations or contact our Customer Care Center at 1-800-377-0800.


Important information about procedures for opening a new account. To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license or other identifying information.


View Account Disclosure and Agreement

Certificate of Deposit

Value. Convenience. You can have it all. With a CD you can lock in a high rate and be assured of your return. Interest is compounded daily, and can be credited to your account monthly, quarterly, semi-annually, annually, or at maturity.

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With a Popular CD you’ll also enjoy:

  • Terms ranging from 30 days to 120 months4
  • Automatic renewal at maturity
  • 10-day grace period between maturity and renewal
     

Can this account help you make your savings goals? Choose from our featured online terms and open a Popular CD online today. Or stop by one of our convenient  branch locations to view all available terms. For more saving account information, contact our Customer Care Center at 1-800-377-0800.


View Account Disclosure and Agreement

Optimum Money Market

Our Optimum Money Market is a high yield savings account, designed to grow with you in mind.
The more you save, the more you earn.
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View Account Disclosure and Agreement

IRA – Individual Retirement Account

You’ve decided to get serious about your retirement. Opening an IRA is a great way to get started.

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With a Popular IRA you’ll also enjoy:

  • A competitive rate
  • Online and telephone banking

Ready to get serious about your retirement? To sign-up for a Popular IRA, stop by one of our convenient branch locations. For more Popular IRA information, contact our Customer Care Center at 1-800-377-0800.

Educational Planning

You want to send your child to college, but will you have enough saved when the time comes? Let us help you be sure you’ll have what you need to help your child succeed.

With a Popular Educational Planning account we’ll help you consider:

  • What is the average cost of college today?
  • Would you like out of state schools as options?
  • Is a low-to-no tax account right for you and your child?
     

Get more than an educational savings accounts by talking with one of our Popular Financial Consultants. Find a Financial Consultant today by searching in our branch locator and clicking on the branch location nearest you.

Want to learn more? Here’s why you should choose Educational Planning with Popular Investments.

1If you cease to be a Popular Rewards customer, a monthly service fee of $4 will apply.

2For savings accounts, you are permitted to make no more than six transfers and withdrawals or any combination thereof per statement cycle or similar period (of at least 4 weeks) by means of a preauthorized, automatic or telephonic transfer. The limitation on transfers and withdrawals does not include transfers and withdrawals made at one of our ATMs, branch teller windows or by mail. (This does not apply to Secured Card Savings, Credit Builder Savings, and International Secured Loan Savings accounts for which no transactions are allowed.) These limitations are applied according to the date when the transaction is posted to the account and not the date when the transfer is authorized. If these limits are exceeded, we may, at our option, reclassify your account to Popular Everyday Checking.

3A fee of $5 will apply for every preauthorized debit in excess of six per statement cycle (or similar period of at least 4 weeks).

4Only selected CD terms are available to be opened online. For a full list of available terms, please visit our branch locations.

5Promotional Annual Percentage Yields (APYs) effective as of May 13, 2019 and valid on the initial term. To qualify for the promotional APY, customers must open a CD with a required minimum balance and opening deposit of $1,000 in new money. New money is defined as deposits not previously held with Popular Bank. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account. Automatically renews with the rate applicable at that time for the same term. Promotional APYs as follows: Gold Reward customers: 13-Month CD: 2.60% APY; Silver Reward customers: 13-Month CD: 2.55% APY; All other customers: 13-Month CD: 2.50% APY. To qualify for Gold or Silver Rewards promotional rates, you must be eligible for those Popular Rewards tiers benefits at CD opening date. Popular Rewards Terms and Conditions will apply, and a Popular Prestige Checking account is required to qualify. Please refer to "Your Guide to Popular Prestige Checking" and to the Popular Rewards Terms and Conditions for more information.

Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website. Learn more.