Savings Solutions

¹The Annual Percentage Yield (APY) for new CD accounts is effective as of April 14, 2025, and assumes that interest and principal will remain on deposit until maturity. Minimum deposit of $1,000 is required to open a new CD. The rate shown is the APY for balances between $25,000 - $99,999.99. Popular Bank, in its sole discretion, reserves the right to change or terminate these rates at any time. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account. CDs will automatically renew at the end of the grace period following maturity with the rate applicable at that time for the same term and corresponding tier for the deposit amount at the time of renewal. For CD Renewals, call 1-800-377-0800 on or after your maturity date to learn the Renewal Rate (interest rate and APY) for your renewal account. Interest rates and APYs may change at any time at the Bank's discretion without prior notice before any CD account is opened online. CDs cannot be opened online before the application process is finalized and approved. Once your application is approved, your account will receive the current interest rate and APY in effect on the date it is opened and funded.

²The interest rate and corresponding APY for your CD will be assigned based on the initial deposit amount and will remain in effect through the initial maturity. You will be paid this rate until the maturity date of the CD. You may choose to have interest paid monthly, quarterly, or at maturity. The APY assumes interest remains on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

³The average monthly balance is the sum of the daily account end of day balance, after all debits and credits have been processed, divided by the number of days within the statement cycle.

⁴The minimum daily balance is determined at the end of each day after all debits and credits have been processed.

⁵For savings accounts, you are permitted to make no more than six transfers and withdrawals or any combination thereof per statement cycle or similar period (of at least 4 weeks) by means of a preauthorized, automatic or telephonic transfer. The limitation on transfers and withdrawals does not include transfers and withdrawals made at one of our ATMs, branch teller windows or by mail (This does not apply to savings accounts that are being used as collateral for loans, lines of credit, or credit cards, for which no transactions are allowed). These limitations are applied according to the date when the transaction is posted to the account and not the date when the transfer is authorized. If these limits are exceeded, we may, at our option, reclassify your account to Popular Everyday Checking. A $5 fee will apply for Popular Savings accounts and a $15 fee will apply for Popular Saver Money Market accounts for every preauthorized debit in excess of six per statement cycle (or similar period of at least 4 weeks).

Important information about procedures for opening a new account. To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license or other identifying information.