Savings

¹If you cease to be a Popular Rewards customer, a monthly service fee of $4 will apply.

²For savings accounts, you are permitted to make no more than six transfers and withdrawals or any combination thereof per statement cycle or similar period (of at least 4 weeks) by means of a preauthorized, automatic or telephonic transfer. The limitation on transfers and withdrawals does not include transfers and withdrawals made at one of our ATMs, branch teller windows or by mail. (This does not apply to Secured Card Savings, Credit Builder Savings, and International Secured Loan Savings accounts for which no transactions are allowed.) These limitations are applied according to the date when the transaction is posted to the account and not the date when the transfer is authorized. If these limits are exceeded, we may, at our option, reclassify your account to Popular Everyday Checking.

³A fee of $5 will apply for every preauthorized debit in excess of six per statement cycle (or similar period of at least 4 weeks).

⁴Only selected CD terms are available to be opened online. For a full list of available terms, please visit our branch locations.

⁵The following promotional Annual Percentage Yields (APYs) will be effective for 6 months from the account opening date as follows: Gold Rewards customers, 2.10 % APY, Silver Rewards customers, 2.05% APY and 2.00% APY for all other customers. To qualify for the promotional APY, new or existing customers must open an Optimum Money Market Account with a required minimum balance and opening deposit of $10,000 in new money. New money is defined as deposits not previously held with Popular Bank. Please refer to "Your Guide to Optimum Money Market Account" for further details. After the 6-month promotional period has ended, the promotional rate will be set to the standard rate at the time. The standard rate is a variable rate that is subject to change without notice. Fees may reduce earnings in the account. To qualify for Gold or Silver Rewards promotional rates, you must be eligible for those Popular Rewards tiers benefits at account opening date. Popular Rewards Terms and Conditions will apply. Please refer to "Your Guide to Popular Prestige Checking" and to the Popular Rewards Terms and Conditions for more information. Popular Bank, in its sole discretion, reserves the right to change or terminate this offer at any time.

⁶Promotional Annual Percentage Yields (APYs) effective as of February 25, 2019 and valid on the initial term. To qualify for the promotional APY, customers must open a CD with a required minimum balance and opening deposit of $1,000 in new money. New money is defined as deposits not previously held with Popular Bank. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account. Automatically renews with the rate applicable at that time for the same term. Promotional APYs as follows: Gold Reward customers: 13-Month CD: 2.65% APY, 17-Month CD: 2.75% APY, 23-Month CD: 2.90% APY; Silver Reward customers: 13-Month CD: 2.60% APY; 17-Month CD: 2.70% APY; 23-Month CD: 2.85% APY; All other customers: 13-Month CD: 2.55% APY; 17-Month CD: 2.65% APY; 23-Month CD: 2.80% APY. To qualify for Gold or Silver Rewards promotional rates, you must be eligible for those Popular Rewards tiers benefits at CD opening date. Popular Rewards Terms and Conditions will apply, and a Popular Prestige Checking account is required to qualify. Please refer to "Your Guide to Popular Prestige Checking" and to the Popular Rewards Terms and Conditions for more information.

This offer is available in all Popular Bank branches and via our website from February 25, 2019 until April 30, 2019.