Home equity
Use your home's equity to consolidate debt, for home improvements or go on vacation.
Our suite of financing solutions can help you get the money you need when you need it.1
Looking for ways to make monthly payments on your personal loan? There are several ways to repay your loan, including in-person, autopay, online, over the phone, by mail, or by wire payment.
Learn more
Our personal loan options come with fast approvals and are designed to help you focus on what matters most.1
Use your savings for security, not spending. Enjoy a competitive rate and borrow with confidence.
Learn moreTake control of your finances with competitive fixed rates, flexible terms, and loans up to $30,000 — no collateral needed.
Learn moreBuild your credit and achieve your goals with flexible terms and loans up to $10,000, designed just for you.
Learn moreWant to learn more about a personal loan, or line of credit? Call us at 1‑888‑317‑9062 or visit your nearest branch to discuss your personal financing options.
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Home Equity Line of Credit lets you borrow funds against the value of your home. Whether you're looking to renovate, cover unexpected expenses, or consolidate high-interest debt, a HELOC can give you access to the funds you need to make more possible.1
Take advantage of no closing costs on lines up to $500,000
* and a $0 application fee. Plus, save 0.25% on your interest rate when you set up automatic payments.**
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If you’re interested in buying a home or refinancing an existing mortgage, please contact
Rate
2 for information about mortgage loans.3
Call Rate at
844-211-9098 for details.
Mortgage loans are offered by Rate. Popular Bank and Rate are not affiliated.
1
All loans subject to credit and property approval. Rates are variable, terms and conditions vary by state and product features, and criteria are subject to change without notice. Please contact a banker or Customer Care Center representative for updated information and current rates.
For more information regarding fees for home equity products serviced by Popular Bank, please see our home equity products, Service and fees.
Popular Bank NMLS ID # 417584
NYC Residents: Popular Bank provides language access services in Spanish. Please note that Popular Bank has customer service options to speak with an agent in Spanish. Popular Bank’s language access services are limited to verbal communications with an agent in Spanish. Popular Bank does NOT provide any other language access services in Spanish (or any other language) and, specifically, does not provide translations of any documents in Spanish (or any other language).
A translation and description of commonly-used debt collection terms is available in multiple languages on the NY Department of Consumer Affair’s website, www.nyc.gov/dca
2Guaranteed Rate, Inc. DBA Rate; NMLS #2611; 3940 N Ravenswood, Chicago, IL 60613; 866-934-7283. For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender.
3Loans offered by Rate and are subject to Rate’s credit and underwriting approval. Rate is a private corporation organized under the laws of the State of Delaware. Popular Bank and Rate are not affiliated.
*The Bank will pay all 3rd-party fees up to a maximum loan amount of $500,000 unless the loan/line is paid in full and closed within 36 months of the opening date. Please refer to the Home Equity Disclosure for other charges that may apply.
**The 0.25% rate discount applies if payments are made using auto-debit from a deposit account. If auto-debit is discontinued at any time, the 0.25% discount may be eliminated and consequently your monthly payment will increase.