Get a $150 bonus with the Everyday Rewards+ Visa Card, plus earn up to 4X points on eligible purchases. Subject to credit approval. See offer page for details.
4X points on dining, take-out and food delivery
2X points at grocery stores, gas stations, and more
Tap into a home equity line of credit for your next great home renovation.
With a Home Equity Line of Credit (HELOC),1 you can convert your home equity into a flexible line of credit for nearly any purpose — such as home renovations, college tuition, debt consolidation, or large purchases. Our home equity lines of credit are available for primary and secondary residences in New York, New Jersey, and Florida, including single-family homes, townhouses, condos, and two- to four-unit properties.
Get creative with your HELOC.
Start a tasteful home redesign.
What’s cozier than a remodeled fireplace?
Purchase a big-ticket item.
Host a watch party with a new TV.
Fund a holiday getaway.
Enjoy a relaxing vacation with family.
Invest in your child’s future.
Pay off educational expenses or other debt.
HELOC application checklist.
To save time on your application, you can start
assembling your required documents and information ahead of time. Access our handy printable checklist to help you get started.
Use your HELOC to cover large expenses such as home renovations or medical bills.
10-year draw period
Followed by a convenient repayment period with monthly installments.
Flexible access to your funds
Access your line by check, a transfer through online banking or a cash advance at a branch.
Tax deductible
The interest you pay may be 100% tax deductible. Consult your tax advisor.
Fixed rate lock option
Talk to a banker to learn more about our rate lock options.
Automatic payments
Save 0.25% on your HELOC rate when you enable our auto-debit service to make automatic payments.2
Frequently asked questions about Home Equity Lines of Credit.
A Home Equity Line of Credit (HELOC) is a line of credit that lets you borrow against the available equity in your home, typically at a variable interest rate. You can draw funds as needed and repay over time.
To apply for a Home Equity Line of Credit, visit your nearest branch and speak with one of our qualified lenders who can guide you through each step of the HELOC application process.
Your borrowing limit for a Home Equity Line of Credit is based on factors such as your home’s value, the amount of equity you’ve built, your credit profile, and overall financial standing.
The application process for a Home Equity Line of Credit typically includes submitting an application, providing documentation, undergoing a credit review, and completing a property evaluation. If approved, you'll receive access to your line of credit.
No, there are no limitations on how you can use your Home Equity Line of Credit. Your funds can be used for any purpose you choose, including home improvements, debt consolidation, education expenses, or emergency needs.
To apply for a Home Equity Line of Credit, you’ll typically need proof of income, a recent mortgage statement, property tax documentation, and government-issued identification. Access our handy printable checklist to help you get started.
A Home Equity Line of Credit is a line of credit secured by your home, and is separate from your existing mortgage loan. It does not replace or change the terms of your existing mortgage, but may affect your total home equity and future refinancing options. Visit your nearest branch to talk to a lender who can help find the best financing option for you.
Apply for a Popular Home Equity Line of Credit today.
Tap into the value of your home today. Securing a Home Equity Line of Credit (HELOC) from Popular Bank begins with a few simple steps. Visit your
local branch or call us at 1-888-317-9062 to get started.
1All loans subject to credit and property approval. Rates are variable, terms and conditions vary by state and product features, and criteria are subject to change without notice. Please contact a banker or Customer Care Center representative for updated information and current rates.
2The 0.25% rate discount applies if payments are made using auto-debit from a deposit account. If auto-debit is discontinued at any time, the 0.25% discount may be eliminated and consequently your monthly payment will increase. Auto-debit discount is not available for Credit Builder loans.
Popular Bank, PO Box 4503, Oak Park, IL 60303-4503. Customer Service Phone: 1-888-500-2612
For New York Borrowers: Popular Bank is regulated by the New York Department of Financial Services (NYDFS). To file a complaint contact New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the Department’s website at
www.dfs.ny.gov. Popular Bank may utilize third party service providers to service your loan but remains responsible for all actions taken by the third party.
For more information regarding fees for mortgages and home equities serviced by Popular Bank, please see our Residential Mortgage and Home Equity Product Servicing Fees
here.
Does not apply to mortgages serviced by Popular Mortgage Services. For information regarding fees for Popular Mortgage Services accounts, please
sign in
to your account.
NYC Residents: Popular Bank provides language access services in Spanish. Please note that Popular Bank has customer service options to speak with an agent in Spanish. Popular Bank’s language access services are limited to verbal communications with an agent in Spanish. Popular Bank does NOT provide any other language access services in Spanish (or any other language) and, specifically, does not provide translations of any documents in Spanish (or any other language).
A translation and description of commonly-used debt collection terms is available in multiple languages on the NY Department of Consumer Affair’s website, www.nyc.gov/dca
Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website. Learn more.
Have questions? Visit our help center to find answers or ask away.
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Important Update
The Speedpay® link to pay your loan is changing on January 28, 2021. If you have saved this link in your bookmarks please be aware that the old link will no longer work after December 16.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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