Get a $150 bonus with the Everyday Rewards+ Visa Card, plus earn up to 4X points on eligible purchases. Subject to credit approval. See offer page for details.
4X points on dining, take-out and food delivery
2X points at grocery stores, gas stations, and more
Tap into a home equity line of credit for your next great home renovation.
With a Home Equity Line of Credit (HELOC),1 turn your home value into cash and plan a home renovation project, consolidate high-interest debt, or invest in your child’s education. We provide lines of credit in New York, New Jersey and Florida, for single-family homes, townhouses, condos and two- to four-unit residential properties, limited to primary and secondary residences only.
New York and New Jersey
South Florida
Borrow up to 89.9% of your primary home’s value
Borrow up to 80% of your secondary home’s value
Borrow up to 80% of your primary home’s value
Borrow up to 70% of your secondary home’s value
Minimum line of credit: $10,000
Get creative with your HELOC.
Start a tasteful home redesign.
What’s cozier than a remodeled fireplace?
Purchase a big-ticket item.
Host a watch party with a new TV.
Fund a holiday getaway.
Enjoy a relaxing vacation with family.
Invest in your child’s future.
Pay off educational expenses or other debt.
HELOC application checklist.
To save time on your application, you can start assembling your documents and information ahead of time. Access our handy printable checklist to help you get started.
No additional cost at closing equals more money to use for your expenses.
Free to Apply
No application fees and no points required.
Why choose a Popular Home Equity Line of Credit?
Revolving Credit Line
Use your HELOC to cover large expenses such as home renovations or medical bills.
10-Year Draw Period
Followed by a convenient repayment term.
Flexible Access
Access your line by check, a transfer through online banking or a cash advance at a branch.
Tax Deductible
The interest you pay may be 100% tax deductible. Consult your tax advisor.
Fixed Rate Lock Option2 Available
Lock up to three portions of your balance at one time. Repaid principal becomes part of your available line again.
Auto-Debit
Ask a Banker about our Auto-Debit service.
Apply for a Popular Home Equity Line of Credit today.
Tap into the value of your home today. Securing a Home Equity Line of Credit (HELOC) from Popular Bank begins with a few simple steps. Visit your
local branch or call us at 1-888-317-9062 to get started.
1All loans subject to credit and property approval. Rates are variable, terms and conditions vary by state and product features, and criteria are subject to change without notice. Please contact a banker or Customer Care Center representative for updated information and current rates.
2Rate lock feature offers fixed-interest rate loans with a minimum lock amount of $5,000 per request, maximum 3 locked amounts at one time. The first rate lock is free, additional rate locks are $50, are treated as a finance charge and are assessed against the line. As it applies to applicable rate locks, loan payments consist of both principal and interest to fully repay the locked portion over the course of the term selected. See a banker for more details.
Popular Bank, PO Box 4503, Oak Park, IL 60303-4503. Customer Service Phone: 1-888-500-2612
For New York Borrowers: Popular Bank is regulated by the New York Department of Financial Services (NYDFS). To file a complaint contact New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the Department’s website at
www.dfs.ny.gov. Popular Bank may utilize third party service providers to service your loan but remains responsible for all actions taken by the third party.
For more information regarding fees for mortgages and home equities serviced by Popular Bank, please see our Residential Mortgage and Home Equity Product Servicing Fees
here.
Does not apply to mortgages serviced by Popular Mortgage Services. For information regarding fees for Popular Mortgage Services accounts, please
sign in
to your account.
NYC Residents: Popular Bank provides language access services in Spanish. Please note that Popular Bank has customer service options to speak with an agent in Spanish. Popular Bank’s language access services are limited to verbal communications with an agent in Spanish. Popular Bank does NOT provide any other language access services in Spanish (or any other language) and, specifically, does not provide translations of any documents in Spanish (or any other language).
A translation and description of commonly-used debt collection terms is available in multiple languages on the NY Department of Consumer Affair’s website, www.nyc.gov/dca
Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website. Learn more.
Have questions? Visit our help center to find answers or ask away.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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Our online user experience is getting an update to be more mobile friendly, but your access remains the same.
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Important Update
The Speedpay® link to pay your loan is changing on January 28, 2021. If you have saved this link in your bookmarks please be aware that the old link will no longer work after December 16.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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