Start a tasteful home redesign.
What’s cozier than a remodeled fireplace?
Whether you wish to consolidate high-interest debt, make updates to your home, or plan for a major expense, we’re here to help.
With a Home Equity Line of Credit (HELOC),1 turn your home value into cash and plan a home renovation project, consolidate high-interest debt, or invest in your child’s education. We provide lines of credit in New York, New Jersey and Florida, for single-family homes, townhouses, condos and two- to four-unit residential properties, limited to primary and secondary residences only.
New York and New Jersey | South Florida |
---|---|
Borrow up to 89.9% of your primary home’s value Borrow up to 80% of your secondary home’s value |
Borrow up to 80% of your primary home’s value Borrow up to 70% of your secondary home’s value |
Minimum line of credit: $10,000
What’s cozier than a remodeled fireplace?
Host a watch party with a new TV.
Enjoy a relaxing vacation with family.
Pay off educational expenses or other debt.
To save time on your application, you can start assembling your documents and information ahead of time. Access our handy printable checklist to help you get started.
View and print checklistNo additional cost at closing equals more money to use for your expenses.
No application fees and no points required.
Use your HELOC to cover large expenses such as home renovations or medical bills.
Followed by a convenient repayment term.
Access your line by check, a transfer through online banking or a cash advance at a branch.
The interest you pay may be 100% tax deductible. Consult your tax advisor.
Lock up to three portions of your balance at one time. Repaid principal becomes part of your available line again.
Ask a Banker about our Auto-Debit service.
Tap into the value of your home today. Securing a Home Equity Line of Credit (HELOC) from Popular Bank begins with a few simple steps. Visit your local branch or call us at 1-888-317-9062 to get started.
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1All loans subject to credit and property approval. Rates are variable, terms and conditions vary by state and product features, and criteria are subject to change without notice. Please contact a banker or Customer Care Center representative for updated information and current rates.
2Rate lock feature offers fixed-interest rate loans with a minimum lock amount of $5,000 per request, maximum 3 locked amounts at one time. The first rate lock is free, additional rate locks are $50, are treated as a finance charge and are assessed against the line. As it applies to applicable rate locks, loan payments consist of both principal and interest to fully repay the locked portion over the course of the term selected. See a banker for more details.
Popular Bank, PO Box 4503, Oak Park, IL 60303-4503.
Customer Service Phone: 1-888-500-2612
For New York Borrowers: Popular Bank is regulated by the New York Department of Financial Services (NYDFS). To file a complaint contact New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the Department’s website at
www.dfs.ny.gov. Popular Bank may utilize third party service providers to service your loan but remains responsible for all actions taken by the third party.
For more information regarding fees for mortgages and home equities serviced by Popular Bank, please see our Residential Mortgage and Home Equity Product Servicing Fees
here.
Does not apply to mortgages serviced by Popular Mortgage Services. For information regarding fees for Popular Mortgage Services accounts, please
sign in
to your account.
NYC Residents: Popular Bank provides language access services in Spanish. Please note that Popular Bank has customer service options to speak with an agent in Spanish. Popular Bank’s language access services are limited to verbal communications with an agent in Spanish. Popular Bank does NOT provide any other language access services in Spanish (or any other language) and, specifically, does not provide translations of any documents in Spanish (or any other language).
A translation and description of commonly-used debt collection terms is available in multiple languages on the NY Department of Consumer Affair’s website, www.nyc.gov/dca