Popular Saver Money Market Account

¹Annual Percentage Yield (APY) effective as of October 1, 2024. The Saver Money Market Account will receive a promotional interest rate (the “Guaranteed Promotional Rate”) and APY which will be effective starting on the day the account is open and will remain in effect until the last business day of the 3rd month after the account opening date (the “Promotional Period”). For example, if you open your Saver Money Market Account on July 8, 2024, the Guaranteed Promotional Rate will be effective starting on July 8, 2024 (the day the account is open) and will remain in effect until October 31, 2024, (the last business day of the 3rd month after the account opening date). At the end of the Promotional Period, the Saver Money Market Account will be converted to the Optimum Money Market Account with a variable interest rate (the non-Guaranteed Promotional Rate) in effect at that time (the “Current Variable Interest Rate”). The Current Variable Interest Rate (non-Guaranteed Promotional Rate) reflected in the product disclosures for the Optimum Money Market Account, provided to you at the account opening date of your Saver Money Market Account, reflects a variable interest rate current as of that date, and is subject to change at the Bank’s sole discretion without notice. Note, the rate you will receive on your Optimum Money Market Account will be determined as of the conversion date from your Saver Money Market Account and will be the current variable rate offered by the Bank as of the conversion date for the associated balance tier in your account. Rates and terms are applicable and accurate as of the date you opened your Saver Money Market Account and may vary and change at the bank’s discretion. Fees may reduce earnings. In order to qualify for the Guaranteed Promotional Rate, you must: (1) open a new Saver Money Market Account, (2) deposit new money, and (3) comply with any other requirements listed in “Your Guide to Popular Saver Money Market Account.” New money is defined as deposits not currently held with Popular Bank. The required minimum to open a Popular Saver Money Market Account is $10,000. If the minimum daily balance falls below $10,000, a monthly service fee of $15 will be assessed.

²Popular Bank is a Member FDIC institution. Your deposits are insured up to $250,000 per depositor. You may qualify for more than $250,000 in coverage if you hold deposits in different account ownership categories. For more information, please refer to: FDIC.gov.

³Standard mobile carrier charges and fees may apply.

Important information about procedures for opening a new account. To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license or other identifying information.