Tiered interest rates.
Tiered rates reward higher balances. The higher your deposit at opening, the greater your return.
Maximize your savings with a high-interest certificate of deposit (CD) account.1
A Popular Private Client certificate of deposit (CD) lets you maximize your savings with a variety of CD terms. With tiered CD rates, you’ll earn even greater savings—the higher your balance, the greater your return. Whether you’re meeting a short-term need or planning for long-term goals, get a jumpstart on your savings by opening a CD account.
Take advantage of unique features that can boost your savings.
Tiered rates reward higher balances. The higher your deposit at opening, the greater your return.
Grow your money at a fixed rate until the end of your CD term.
Your money is FDIC insured up to the maximum amount as permitted by law.2
Easily transfer funds to a new CD when it’s time to renew.
Choose CD terms ranging from 30 days to 10 years.3
Review your cumulative interest credited monthly, quarterly, semi-annually, annually, or at maturity.
Tiered CDs mean greater returns. Lock in a higher rate with a higher deposit when you open your CD account.
Initial deposit | 7-mo. APY1 |
---|---|
$1MM+ | 4.40% |
$250,000 – $999,999.99 | 4.35% |
$100,000 – $249,999.99 | 4.35% |
$25,000 – $99,999.99 | 4.30% |
$1,000 – $24,999.99 | 4.25% |
Select a CD term and choose an initial deposit amount to get started.1
Note: A minimum deposit of $1,000 is required to open a CD account.
A high-yield savings account for private clients, a Popular Private Client Money Market Account allows you to earn interest and quickly access funds to meet unexpected needs.
Learn moreWealth management at Popular Private Client begins with a conversation — about your needs and goals for financial security and flourishing. Your private banker will help you create a personalized plan, track your progress, and outline strategies for growth. Along the journey, you’ll experience the intimate, hands-on service you need to achieve your dreams.
Meet the teamImportant information about procedures for opening a new account. To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license or other identifying information.
1The Annual Percentage Yield (APY) for new CD accounts is effective as of November 5, 2024, and assumes that interest and principal will remain on deposit until maturity. For CD Renewals, call 1-800-377-0800 on or after your maturity date to learn the Renewal Rate (interest rate and APY) for your renewal account. Advertised APY 4.35% is for tiers $100,000 – $249,999.99 and $250,000 – $999,999.99. Popular Bank, in its sole discretion, reserves the right to change or terminate these rates at any time. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account. CDs will automatically renew at the end of the grace period following maturity with the rate applicable at that time for the same term and corresponding tier for the deposit amount at the time of renewal. Interest rates and APYs may change at any time at the Bank's discretion without prior notice before any CD account is opened online. CDs cannot be opened online before the application process is finalized and approved. Once your application is approved, your account will receive the current interest rate and APY in effect on the date it is opened and funded.
2Popular Bank is a Member FDIC institution. Your deposits are insured up to $250,000 per depositor. You may qualify for more than $250,000 in coverage if you hold deposits in different account ownership categories. For more information, please refer to: FDIC.gov.
3A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.
4The interest rate and corresponding APY for your CD will be assigned based on the initial deposit amount and will remain in effect through the initial maturity. You will be paid this rate until the maturity date of the CD. You may choose to have interest paid monthly, quarterly, or at maturity. The APY assumes interest remains on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.