Popular Private Client Certificate of Deposit Rates - South Florida

Earn higher returns with tiered interest rates.

A Popular Private Client certificate of deposit (CD) lets you maximize your savings with a variety of CD terms. With tiered CD rates, you’ll earn even greater savings—the higher your balance, the greater your return. Whether you’re meeting a short-term need or planning for long-term goals, get a jumpstart on your savings by opening a CD account.

Discover the benefits of a Popular Private Client CD.

Take advantage of unique features that can boost your savings.

Tiered interest rates

Tiered interest rates.

Tiered rates reward higher balances. The higher your deposit at opening, the greater your return.

Guaranteed return

Guaranteed return.

Grow your money at a fixed rate until the end of your CD term.

FDIC insured

FDIC insured.

Your money is FDIC insured up to the maximum amount as permitted by law.2

Automatic renewal

Automatic renewal.

Easily transfer funds to a new CD when it’s time to renew.

Flexible CD terms

Flexible CD terms.

Choose CD terms ranging from 30 days to 10 years.3

Track your daily compound interest

Track your daily compound interest.

Review your cumulative interest credited monthly, quarterly, semi-annually, annually, or at maturity.

The more you save, the more you earn.

Tiered CDs mean greater returns. Lock in a higher rate with a higher deposit when you open your CD account.


Initial deposit 7-mo. APY 1
$1MM+ 4.55%
$250,000 – $999,999.99 4.50%
$100,000 – $249,999.99 4.50%
$25,000 – $99,999.99 4.45%
$1,000 – $24,999.99 4.40%
Get started
Open a high interest CD account today

Apply for a CD account today.

Select a CD term and choose an initial deposit amount to get started. 1

Note: A minimum deposit of $1,000 is required to open a CD account.

View all rates and disclosures





Experience the flexibility of a Private Client Money Market Account.

A high-yield savings account for private clients, a Popular Private Client Money Market Account allows you to earn interest and quickly access funds to meet unexpected needs.

Learn more
Private Client Money Market account

Exclusive features and benefits.

  • Dedicated Private Banker, who provides priority service, acts as your liaison and moves swiftly and strategically as your needs evolve
  • Invitations to exclusive events and offers
  • Access to Private Banking lounges at select branches
  • Attentive service in branches, allowing you to receive timely personal assistance
Exclusive features and solutions

Build a financial legacy with Popular Private Client.

Wealth management at Popular Private Client begins with a conversation — about your needs and goals for financial security and flourishing. Your private banker will help you create a personalized plan, track your progress, and outline strategies for growth. Along the journey, you’ll experience the intimate, hands-on service you need to achieve your dreams.

Meet the team
customer service and support

Important information about procedures for opening a new account. To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license or other identifying information.

1The Annual Percentage Yield (APY) for new CD accounts is effective as of October 1, 2024, and assumes that interest and principal will remain on deposit until maturity. For CD Renewals, call 1-800-377-0800 on or after your maturity date to learn the Renewal Rate (interest rate and APY) for your renewal account. Advertised APY 4.50% is for tiers $100,000 – $249,999.99 and $250,000 – $999,999.99. Popular Bank, in its sole discretion, reserves the right to change or terminate these rates at any time. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account. CDs will automatically renew at the end of the grace period following maturity with the rate applicable at that time for the same term and corresponding tier for the deposit amount at the time of renewal. Interest rates and APYs may change at any time at the Bank's discretion without prior notice before any CD account is opened online. CDs cannot be opened online before the application process is finalized and approved. Once your application is approved, your account will receive the current interest rate and APY in effect on the date it is opened and funded.

2Popular Bank is a Member FDIC institution. Your deposits are insured up to $250,000 per depositor. You may qualify for more than $250,000 in coverage if you hold deposits in different account ownership categories. For more information, please refer to: FDIC.gov.

3A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

4The interest rate and corresponding APY for your CD will be assigned based on the initial deposit amount and will remain in effect through the initial maturity. You will be paid this rate until the maturity date of the CD. You may choose to have interest paid monthly, quarterly, or at maturity. The APY assumes interest remains on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website. Learn more.