Icon - Palladium ChekingPalladium Checking: The Rewards You Deserve1

Palladium Checking is our most exclusive checking account and a signature feature of Popular Private Client. Palladium Checking awards you the best in banking amenities, including:

BENEFITS:

  • • Our highest published money market rates
  • • World Debit MasterCard2
    • • Higher daily purchase and cash withdrawal limits
    • • Purchase assurance
    • • MasterCard ID Theft Protection
    • • Access to the MasterCard Airport Concierge
  • • Dedicated loan processing
  • • Monthly rebates on fees including ATM, up to two (2) outgoing domestic wire transfers per statement cycle, stop payments, up to two (2) overdraft protection per statement cycle, cashier check, and one (1) money order per statement cycle

INTEREST RATE BENEFITS:

  • • Increase of .25% APY on applicable linked renewal CD accounts1
  • • Discount of .25% APR on applicable lines of credit1
  • • Discount of .25% APR on applicable Popular mortgage loans1
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Mortgages

Whether you require a jumbo or conventional mortgage, or need flexibility in certain ownership structures, your Private Banker will partner with our dedicated mortgage team to identify the best solutions for your unique needs.

Also, as a Private Client you can enjoy:

• Discounted rates when you purchase or refinance a home as a Popular Private Client2

• Equity Advantage Line of Credit rate discount2

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Investments3

Our investment philosophy revolves around your core portfolio. We make sure your money is working as efficiently and strategically as possible. We achieve this by implementing tailored plans, complemented by specialized strategies, which incorporate the following:

• Open Architecture Advisory Accounts

• Multi-Strategy Accounts

• Separately Managed Accounts

• Mutual Funds

• ETFs

• Self-Directed Trading Accounts ($9.95 per trade)

• College 529 Plans

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Consumer Lending Services

Discover tailored lending solutions including home equity lines of credit and unsecured loans.6 Your Private Banker will introduce a full range of credit products and services, providing customized solutions which accommodate your individual needs.
Ready to guide you through every step, your Private Banker will begin by assisting with application-related matters and facilitating review of your application by a dedicated team of senior underwriters.

Icon - Commercial Lending Services

Commercial Lending Services

Our market-leading commercial banking team can help identify potential credit solutions that enable you to grow your business.3 Together, we can help achieve your business vision and help you grow with your financial goals. We provide:

• Commercial Real Estate/Multifamily

• Middle Market

• Healthcare Financing

• Condo/Coop Association Lending

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Insurance3

Our alliances across multiple insurance companies allow us to provide solutions for both personal and commercial risk management. We offer a wide array of insurance products including life, disability, and business succession planning, among others.

Your Private Banker can assist by reviewing your current insurance policies and recommending additional insurance solutions, if warranted.

Types of coverage include:

• Buy Sell Agreements

• Key Person Insurance

• Whole Life

• Term Insurance

Palladium Checking 1

Palladium Checking 1

Palladium Checking is our most exclusive checking account and a signature feature of Popular Private Client, bringing you exceptional benefits, including the best rates. This account relationship entitles you to a dedicated Private Banker who will provide priority service for all of the business you conduct with us.

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Mortgages 2

Mortgages 2

From application preparation to loan customization with preferential rates, and final closing on a fast timeline, your Private Banker will lead the way to help you secure a mortgage.

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Lending Solutions 2

Lending Solutions 2

As a Popular Private Client, you can participate in an assortment of credit solutions for your needs. We can help you meet liquidity goals and optimize cash flow by offering expert advice based on success.

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Investments and Insurance 3

Investments and Insurance 3

Our investment philosophy at Popular Private Client is simple. We make sure that we thoroughly understand your financial goals and then develop a personalized plan to meet your needs based on our vast experience.

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1 Popular Bank is a Member FDIC institution. Your deposits are insured up to $250,000 per depositor. You may qualify for more than $250,000 in coverage if you hold deposits in different account ownership categories. For more information, please refer to: www.fdic.gov

2 All loans are subject to credit review and approval.

3

Broker Check by FINRA

Securities and advisory services are offered through Infinex Investments, Inc. (“Infinex”), a registered investment advisor and broker-dealer (Member FINRA / SIPC). Insurance products are offered through Infinex or by Popular Insurance Agency USA, Inc. (PIAUSA). PIAUSA is also known as PIA US Insurance Agency (PIAUS) and is a wholly owned subsidiary of Popular Bank, a NY state chartered financial institution. Infinex or its affiliates are separate entities from, and are not affiliated, with PIAUSA, PIAUS, Popular Investments, or Popular Bank. “Popular Investments” is a registered service mark, through which securities and insurance products are offered.

When registered representatives offer products and services under the Popular Investments name, they are doing so as insurance agents or registered representatives of Infinex; or insurance agents of PIAUSA. Infinex registered representatives are also employees of Popular Bank. Popular Bank and PIAUSA are not registered as a broker-dealer or an investment adviser. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value. If applicable, please request a prospectus as it contains more complete product information — including risk, fees, and expenses — and should be read carefully before investing.

Popular Bank. NMLS ID # 417584

Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website. Learn more.