A HomeReady® mortgage meets life on your terms.

Does your dream of homeownership feel just out of reach? With mortgage loans demanding rigorous financial profiles or large down payments, the barriers to homeownership seem higher and the path narrower.

Our HomeReady® mortgage1 is ready to change the story. Whether you’re a first-time or repeat homebuyer, HomeReady® makes homebuying simpler, more affordable, and more accessible—right where you are.

Let's make a plan for your home.

Our home lending team is here to help you get started.

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get pre-qualified for a mortgage loan

Attend a HomeReady® mortgage event near you.

While the barriers to homeownership seem higher and the path narrower, a HomeReady® mortgage can put your dream of ownership in reach. Join us for a HomeReady Mortgage event near you to learn about a simpler path to homeownership.

Find an event
HomeReady Mortgage events

How it works.

Are you a first-time homebuyer? Get a mortgage with a few simple steps.

Step 1

Get pre-qualified.
Prepare your financial documents and position your application for pre-qualification.

Step 2

Make an offer.
Evaluate your budget, research comparable prices, and identify repairs before making an offer.

Step 3

Set up a home inspection.
Determine the home’s physical condition before seeking a final appraisal.

Step 4

Finalize and close.
Complete the underwriting process, confirm loan approval, and sign all relevant documents.

Get pre-qualified
Steps to apply for a mortgage

Speak to one of our Home Lending Officers today.

Whether you're purchasing a home or refinancing your existing mortgage, you're in capable hands with our experienced Home Lending Officers who will help guide you through the process.1

Meet our mortgage team
Speak to one of our Home Lending Officers