Your journey to homeownership begins with a simple but important choice: Which loan will help you get there? At Popular Mortgage, we offer mortgage loan options designed to meet your life goals. Connect with a Home Lending Officer to explore the mortgage loan options that are available to you.
Popular Bank mortgage loans
We offer a variety of mortgage loans with different features and flexible benefits to meet your needs. Find the mortgage loan that’s right for you.
Conventional Mortgage
Popular choice to fund your primary residence. Firm loan limits. Fixed- or adjustable-rate mortgage (ARM) option.
Jumbo Loan
Best choice to fund a higher value residence or investment property. Exceeds loan limits. Stricter requirements. Fixed- or adjustable-rate mortgage (ARM) option.
HomeReady® Mortgage
Smart and affordable choice for first-time or repeat homebuyers, or for individuals supporting an eligible homebuyer in the family. Low down payment. Cancellable mortgage insurance.
Compare our mortgage loan options.
Learn more about our conventional and jumbo mortgage loans and for first-time homebuyers, our attractive HomeReady® mortgage loan option.
Set for life of loan (fixed) or for an introductory period of loan before changing annually (adjustable).
Set for life of loan (fixed) or for an introductory period of loan before changing annually (adjustable).
Set for life of loan (fixed).
Monthly principal and interest may remain the same or change based on whether loan is fixed or adjustable rate.
Monthly principal and interest may remain the same or change based on whether loan is fixed or adjustable rate.
Monthly principal and interest typically remain the same for life of loan.
Stable and flexible if you plan to own home for a long time (i.e., not sell or refinance within 10 years).
Larger loan size may help you buy a higher value residence, second home, or investment property.
Simple and affordable. Different funding sources can be used for low down payment (min 3%).
Meets loan limits set by Fannie Mae and Freddie Mac (maximum loan limit can vary by state).
Exceeds loan limits set by Fannie Mae and Freddie Mac (loan limits in high-cost areas can vary by location).
Meets loan limits set by Fannie Mae and Freddie Mac. Cancellable mortgage insurance (restrictions apply). Homeownership education required.
A HomeReady® mortgage can put homeownership in your hands.
While the barriers to homeownership seem higher and the path narrower, a HomeReady® mortgage can put your dream of ownership in reach. An attractive mortgage option for first-time or repeat homebuyers, HomeReady® makes homebuying simpler, more affordable, and more accessible.
Whether you're purchasing a home or refinancing your existing mortgage, you're in capable hands with our experienced Home Lending Officers who will help guide you through the process.1
Getting started is simple. Complete the information in the form on the next page to have a Mortgage Loan Officer contact you directly. You can also call us at
888-378-2272.
1All loans are subject to credit review and approval. Rates, program terms and conditions vary by state and are subject to change without notice.
HomeReady® is a registered trademark of Fannie Mae.
The information described herein is for educational purposes only and does not constitute and is not intended to be viewed or construed as professional advice. We recommend that you seek professional advice with respect to your specific situation.
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Let's make a plan for your home.
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