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Your journey to homeownership begins with a simple but important choice: Which loan will help you get there? At Popular Mortgage, we offer mortgage loan options designed to meet your life goals. Connect with a Home Lending Officer to explore the mortgage loan options that are available to you.
Find the mortgage loan that’s right for you.
We offer a variety of mortgage loans with different features and flexible benefits to meet your needs.
Best choice to fund a higher value residence or investment property. Exceeds loan limits. Stricter requirements. Fixed- or adjustable-rate mortgage (ARM) option.
Compare
Find the freedom of home with an affordable mortgage option.
Overcome barriers to homeownership or home refinance with a set of smart, simple, and accessible mortgage options. Choose a
HomeReady® or Popular Affordable Mortgage3 and take advantage of competitive loan rates, low down payment options, and more.
Our home lending team is here to help you get started.
Fewer barriers, more possibilities.
Ask a Home Lending Officer if you’re eligible for
grants or financial assistance to help lower the barrier to homeownership.
Homebuyer Dream Program® 4
Homebuyer Dream Plus Program® 4
HomeFirst Downpayment Assistance® 5
Loan Origination Fee Waiver - Special Purpose Credit Program6
Speak to one of our Home Lending Officers today.
Whether you're purchasing a home or refinancing your existing mortgage, you're in capable hands with our experienced Home Lending Officers who will help guide you through the process.1
Getting started is simple. Complete the information in the form on the next page to have a Mortgage Loan Officer contact you directly. You can also call us at
888-378-2272.
1All loans are subject to credit review and approval. Rates, program terms and conditions vary by state and are subject to change without notice.
2The HomeReady® Program is a registered trademark of Fannie Mae. Fannie Mae is not affiliated with Popular Bank. Additional program details are available on the Fannie Mae website. Borrowers must meet HomeReady® eligibility and qualification requirements, and receive loan approval. Borrower income must be less than 80% of area meridian income (AMI) as defined by Fannie Mae. A 3% down payment and mortgage insurance are required. First-time homebuyers will need to complete a homebuyer education course. The HomeReady Program is also available for refinances.
3The Popular Affordable Mortgage is only available for the purchase of a primary residence property located within the Popular Bank assessment area. Income limits apply and a homebuyer education course is required. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.
4Borrowers must meet Federal Home Loan Bank Homebuyer Dream and/or Homebuyer Dream Plus eligibility and qualification requirements. Subject property must be in a Popular Bank defined assessment area. The household must meet the income guidelines set forth in the Homebuyer Dream guidelines with a total household income of 80% or below of the area median income for the county in which the home being purchased is located, adjusted for household size.
5The HomeFirst Down Payment Assistance Program details are available at NYC Department of Housing Preservation and Development website. Borrowers must meet HomeFirst eligibility and qualification requirements. Borrowers must be a first-time homebuyer and complete a homebuyer education course. Borrower income must be less than 80% of area median income (AMI) as determined by the U.S. Department of Housing and Urban Development (HUD). A 3% down payment is required. Neighborhood Housing Services of New York City, Inc. (NHSNYC) administers the New York City Department of Housing Preservation and Development’s HomeFirst Downpayment Assistance Program.
6The Loan Origination Fee Waiver is a waiver of the Bank’s otherwise standard origination fee and is only available on agency products and portfolio products to agency limits for residential mortgage loans (purchases and refinances) in which the property is an owner-occupied primary residence (1-4 family, a condominium, or a cooperative property type), located in Popular Bank’s assessment area, and located within a majority minority census tract (“MMCT”) or the combined borrower(s) income is < 80% of the established FFIEC Estimated MSA/MD/non—MSA/MD Median Family Income. Other restrictions and limitations may apply.
Popular Bank. NMLS ID # 417584
Popular Bank, PO Box 4503, Oak Park, IL 60303-4503. Customer Service Phone: 1-888-500-2612
For New York Borrowers: Popular Bank is regulated by the New York Department of Financial Services (NYDFS). To file a complaint contact New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the Department’s website at
www.dfs.ny.gov. Popular Bank may utilize third party service providers to service your loan but remains responsible for all actions taken by the third party.
For more information regarding fees for mortgages and home equities serviced by Popular Bank, please see our Residential Mortgage and Home Equity Product Servicing Fees
here.
Does not apply to mortgages serviced by Popular Mortgage Services. For information regarding fees for Popular Mortgage Services accounts, please
sign in
to your account.
NYC Residents: Popular Bank provides language access services in Spanish. Please note that Popular Bank has customer service options to speak with an agent in Spanish. Popular Bank’s language access services are limited to verbal communications with an agent in Spanish. Popular Bank does NOT provide any other language access services in Spanish (or any other language) and, specifically, does not provide translations of any documents in Spanish (or any other language).
A translation and description of commonly-used debt collection terms is available in multiple languages on the NY Department of Consumer Affair’s website, www.nyc.gov/dca
Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website. Learn more.
Let's make a plan for your home.
Our home lending team is here to help you get started.
Conventional Mortgage vs Jumbo Loan: Know the differences.
Learn more and compare our conventional and jumbo mortgage loan options.
Set for life of loan (fixed) or for an introductory period of loan before changing annually (adjustable).
Set for life of loan (fixed) or for an introductory period of loan before changing annually (adjustable).
Monthly principal and interest may remain the same or change based on whether loan is fixed or adjustable rate.
Monthly principal and interest may remain the same or change based on whether loan is fixed or adjustable rate.
Stable and flexible if you plan to own home for a long time (i.e., not sell or refinance within 10 years).
Larger loan size may help you buy a higher value residence, second home, or investment property.
Meets loan limits set by Fannie Mae and Freddie Mac (maximum loan limit can vary by state).
Exceeds loan limits set by Fannie Mae and Freddie Mac (loan limits in high-cost areas can vary by location).
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Important Update
The Speedpay® link to pay your loan is changing on January 28, 2021. If you have saved this link in your bookmarks please be aware that the old link will no longer work after December 16.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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