United States
Buying your first home is an exciting undertaking that also requires a good amount of advance planning.
Get a free credit report from all three credit reporting agencies (TransUnion, Equifax, and Experian). If there are any errors or negative information, correct them in advance of beginning any home purchase process to improve your credit.
This amount will need to include not only mortgage payments, but utilities, maintenance, homeowner’s insurance, taxes and any other recurring expenses, among other things.
A higher down payment typically results in a lower rate and lower monthly payment. You may also want to investigate programs that provide down payment assistance for first-time homebuyers.
Taking this step early in the process can help you better understand how much you can afford and what steps to take to better position yourself for your home purchase.
See what’s available in your price range. You may also use the opportunity to meet with realtors that you might want to work with when you’re ready to begin the process.
Once your credit is in good shape, you have saved a down payment and you know what to expect from properties in your price range, you are ready to take the plunge and become a homeowner. Happy house hunting!
Whether you're purchasing a home or refinancing your existing mortgage, you're in capable hands with our experienced Home Lending Officers who will help guide you through the process.1
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Getting started is simple. Complete the information in the form on the next page to have a Mortgage Loan Officer contact you directly. You can also call us at 888-378-2272.
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1All loans are subject to credit review and approval. Rates, program terms and conditions vary by state and are subject to change without notice.
The information described herein is for educational purposes only and does not constitute and is not intended to be viewed or construed as professional advice. We recommend that you seek professional advice with respect to your specific situation.
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