Your future is now wide open.

Make room for the life you want to build for you and your family with a Popular Mortgage solution. A dedicated Home Lending Officer (HLO) is here to listen and guide you step-by-step through our home purchase process.

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First-time home buyer loan

How it works.

Are you a first-time homebuyer? Get a mortgage with a few simple steps.

Step 1

Get pre-qualified.
Prepare your financial documents and position your application for pre-qualification.

Step 2

Make an offer.
Evaluate your budget, research comparable prices, and identify repairs before making an offer.

Step 3

Set up a home inspection.
Determine the home’s physical condition before seeking a final appraisal.

Step 4

Finalize and close.
Complete the underwriting process, confirm loan approval, and sign all relevant documents.

Get pre-qualified
How do mortgages work?

A HomeReady® mortgage can put homeownership in your hands.

While the barriers to homeownership seem higher and the path narrower, a HomeReady® mortgage1 can put your dream of ownership in reach. An attractive mortgage option for first-time or repeat homebuyers, HomeReady® makes homebuying simpler, more affordable, and more accessible.

Learn more
HomeReady mortgage loans for first time homebuyers

Speak to one of our Home Lending Officers today.

Whether you're purchasing a home or refinancing your existing mortgage, you're in capable hands with our experienced Home Lending Officers who will help guide you through the process.1

Meet our mortgage team
Speak to a Popular Bank Home Lending Officers today.

Ready to apply?

Getting started is simple. Complete the information in the form on the next page to have a Mortgage Loan Officer contact you directly. You can also call us at 888-378-2272.

Get started today
Apply for a Popular Mortgage today

Mortgage Insights

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