Explore our wide range of market-leading, competitive mortgage products that meet your unique needs.
Whether you’re hoping to make a family nest or safety net, home improvements or lasting memories, Popular Mortgage will help turn your plans into a clear path toward homeownership and greater savings.
Connect with a Popular Home Lending Officer to identify your mortgage loan options, navigate the homebuying process, and arrive at your new front door with keys in hand.Start planning today
See a snapshot of the mortgage loan process to better visualize your path to homeownership.
Submit basic financial information and get an estimate on the loan amount available to you.
Identify the right financing option that meets your profile.
Experience an efficient application process and closing.
We offer a variety of mortgage loans with different features and flexible benefits to meet your needs. Find the mortgage loan that’s right for you.
Popular choice to fund your primary residence. Firm loan limits. Fixed- or adjustable-rate mortgage (ARM) option.Compare
Best choice to fund a higher value residence or investment property. Exceeds loan limits. Stricter requirements. Fixed- or adjustable-rate mortgage (ARM) option.Compare
Smart and affordable choice for first-time or repeat homebuyers, or for individuals supporting an eligible homebuyer in the family. Low down payment. Cancellable mortgage insurance.Compare
Are you a first-time homebuyer? Get a mortgage with a few simple steps.
Prepare your financial documents and position your application for pre-qualification.
Make an offer.
Evaluate your budget, research comparable prices, and identify repairs before making an offer.
Set up a home inspection.
Determine the home’s physical condition before seeking a final appraisal.
Finalize and close.
Complete the underwriting process, confirm loan approval, and sign all relevant documents.
While the barriers to homeownership seem higher and the path narrower, a HomeReady® mortgage can put your dream of ownership in reach. An attractive mortgage option for first-time or repeat homebuyers, HomeReady® makes homebuying simpler, more affordable, and more accessible.
To save time on your application, you can start assembling your documents and information ahead of time. Access our handy printable checklist to help you get started.
Whether you're purchasing a home or refinancing your existing mortgage, you're in capable hands with our experienced Home Lending Officers who will help guide you through the process.1Meet our mortgage team
If you have an adjustable‑rate mortgage loan with Popular Mortgage, your interest rate may be based on LIBOR, a benchmark index used to set rates for different loans.
LIBOR is expected soon to be phased out and replaced with a new index. Learn about what this means for the future interest rate of your loan.
1All loans are subject to credit review and approval. Rates, program terms and conditions vary by state and are subject to change without notice.
HomeReady® is a registered trademark of Fannie Mae.
The information described herein is for educational purposes only and does not constitute and is not intended to be viewed or construed as professional advice. We recommend that you seek professional advice with respect to your specific situation.
NMLS ID # 417584
Popular Bank, PO Box 4503, Oak Park, IL 60303-4503.
Customer Service Phone: 1-888-500-2612
For New York Borrowers: Popular Bank is regulated by the New York Department of Financial Services (NYDFS). To file a complaint contact New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the Department’s website at www.dfs.ny.gov. Popular Bank may utilize third party service providers to service your loan but remains responsible for all actions taken by the third party.
For more information regarding fees for mortgages and home equities serviced by Popular Bank, please see our Residential Mortgage and Home Equity Product Servicing Fees here. Does not apply to mortgages serviced by Popular Mortgage Services. For information regarding fees for Popular Mortgage Services accounts, please sign in to your account.
NYC Residents: Popular Bank provides language access services in Spanish. Please note that Popular Bank has customer service options to speak with an agent in Spanish. Popular Bank’s language access services are limited to verbal communications with an agent in Spanish. Popular Bank does NOT provide any other language access services in Spanish (or any other language) and, specifically, does not provide translations of any documents in Spanish (or any other language).
A translation and description of commonly-used debt collection terms is available in multiple languages on the NY Department of Consumer Affair’s website, www.nyc.gov/dca