Plan your path to homeownership.

Whether you’re hoping to make a family nest or safety net, home improvements or lasting memories, Popular Mortgage will help turn your plans into a clear path toward homeownership and greater savings.

Connect with a Popular Home Lending Officer to identify your mortgage loan options, navigate the homebuying process, and arrive at your new front door with keys in hand. 

Start planning today
path to homeownership mortgage

How to choose the mortgage loan that’s right for you.

  • Consider how long you plan to live in your home
  • Assess your tolerance for possible rate increases
  • Plan to factor in closing costs
  • Understand that a larger down payment may mean smaller monthly payments later
Get started today
Things to consider when choosing a mortgage or home loan

How it works.

Are you a first-time homebuyer? Get a mortgage with a few simple steps.

Get pre-qualified.
Prepare your financial documents and position your application for pre-qualification.

Make an offer.
Evaluate your budget, research comparable prices, and identify repairs before making an offer.

Set up a home inspection.
Determine the home’s physical condition before seeking a final appraisal.

Finalize and close.
Complete the underwriting process, confirm loan approval, and sign all relevant documents.


Get pre-qualified

A HomeReady® mortgage can put homeownership in your hands.

While the barriers to homeownership seem higher and the path narrower, a HomeReady® mortgage can put your dream of ownership in reach. An attractive mortgage option for first-time or repeat homebuyers, HomeReady® makes homebuying simpler, more affordable, and more accessible.

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HomeReady Mortgage loan for first time homebuyers

Mortgage loan checklist

To save time on your application, you can start assembling your documents and information ahead of time. Access our handy printable checklist to help you get started.

View and print checklist
Mortgage Loan Checklist

Speak to one of our Home Lending Officers today.

Whether you're purchasing a home or refinancing your existing mortgage, you're in capable hands with our experienced Home Lending Officers who will help guide you through the process.1

Meet our mortgage team
Popular Bank Mortgage Officers

What the upcoming LIBOR phase‑out means for your loan.

If you have an adjustable‑rate mortgage loan with Popular Mortgage, your interest rate may be based on LIBOR, a benchmark index used to set rates for different loans.

LIBOR is expected soon to be phased out and replaced with a new index. Learn about what this means for the future interest rate of your loan.

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Mortgage Insights

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