Get a $150 bonus with the Everyday Rewards+ Visa Card, plus earn up to 4X points on eligible purchases. Subject to credit approval. See offer page for details.
4X points on dining, take-out and food delivery
2X points at grocery stores, gas stations, and more
An Unsecured Loan, also referred to as a signature loan, allows you to borrow money without needing assets like a savings account or CD to back the loan. These personal loans are unsecured, which means they are not backed by collateral, offering a flexible solution to help with home improvements, consolidate debt, cover student loans, or manage unexpected expenses — all while keeping your savings intact.1
Because unsecured loans don’t require collateral, they often come with a fixed interest rate that may be higher than that of cash secured loans. Your interest rate, loan terms, and credit limit are based on your credit history and overall financial profile.
Discover the benefits of an Unsecured Loan.
No collateral required.
Receive funding without using your assets as collateral.
Quick and easy to apply.
Get started with your ID and income information.
Use your loan your way.
Cover travel, special events, whatever life throws your way.
Competitive interest rates.
Consolidate your high-interest debt at a lower rate.2
Unsecured Loan amounts start at $2,000 and go up to $50,000, depending on credit approval.
After
visiting a branch to speak with your banker or contacting us at 1-888-317-9062, you'll provide information for your Unsecured Loan application, including your ID and loan amount. After submitting your application, you may be asked for more information to move forward, or you could receive approval the same day.
An Unsecured Loan does not have any collateral attached, whereas a Cash Secured Loan requires that funds in your CD or savings account be used as collateral.
This can vary on a loan-by-loan basis. However, the standard documentation required upfront for an Unsecured Loan is your ID and income information.
Approval of your Unsecured Loan application is based on creditworthiness. Higher credit scores may receive better rates and terms.
Ready for your Unsecured Loan?
Visit your nearest branch to start your Unsecured Loan application today.
1All loans are subject to credit approval. Rates, program terms, and conditions vary.
2APR will be determined based on your credit worthiness and the loan amount you choose. Terms available from 12 to 60 months and will depend on the amount of the loan. Loans start from $2,000 and go up to $50,000. Certain restrictions apply. The lowest rates are available to well-qualified applicants.
NYC Residents: Popular Bank provides language access services in Spanish. Please note that Popular Bank has customer service options to speak with an agent in Spanish. Popular Bank’s language access services are limited to verbal communications with an agent in Spanish. Popular Bank does NOT provide any other language access services in Spanish (or any other language) and, specifically, does not provide translations of any documents in Spanish (or any other language).
A translation and description of commonly-used debt collection terms is available in multiple languages on the NY Department of Consumer Affair’s website, www.nyc.gov/dca
Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website. Learn more.
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Important Update
The Speedpay® link to pay your loan is changing on January 28, 2021. If you have saved this link in your bookmarks please be aware that the old link will no longer work after December 16.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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