Get a $150 bonus with the Everyday Rewards+ Visa Card, plus earn up to 4X points on eligible purchases. Subject to credit approval. See offer page for details.
4X points on dining, take-out and food delivery
2X points at grocery stores, gas stations, and more
Are you beginning your financial journey, or do you need a second chance at banking? Popular Easy Access Checking is designed with you in mind. As a simple, low-fee checking solution, our Easy Access Checking account helps you perform basic transactions at a low cost, and builds and strengthens your financial profile for the future.
Discover the benefits of Popular Easy Access Checking.
$25 minimum to open
Get started with a minimum opening deposit of $25.
Prevent overspending
Any transaction over your available balance will be declined and no fees will be charged.
Unlimited transactions
With no transaction limits you can make as many transactions as you need to.
Bank on-the-go
Get easy, 24/7 access to your account with Online and Mobile Banking.2
Available at our branches
Apply in-person at a branch with one of our experienced bankers.
More than 55,000 ATM’s worldwide
Withdraw funds surcharge-free at any Popular Bank ATM and over 55,000 Allpoint® ATMs worldwide.3
E-statements
Enroll in electronic statements to avoid the $2 paper statement fee.
Safe and affordable
Bank On-certified as a secure, affordable, and accessible checking account.
Avoid the monthly service fee by maintaining a minimum balance.
You can avoid the $3 monthly service fee if you set up recurring direct deposits with a minimum monthly aggregate amount of $250.7
Open a checking account in a few easy steps.
Apply for a personal checking account with our simple application process.
1. Tell us a little about you.
We’ll need some personal information to get your account started.
2. Let us know how you'll use your account.
This helps us understand how you expect to use your account.
3. Make your initial deposit.
A minimum $25 deposit is required to open a new checking account.
Frequently asked questions about Popular Easy Access Checking.
A personal checking account is a bank account for daily use that allows you to deposit money and make withdrawals.
To open a new Popular Bank personal checking account, you will need a valid state or federal photo ID, Social Security Number, full mailing address, and date of birth.
Please note: Additional information or documentation may be requested.
The minimum deposit required to open a Popular Easy Access Checking account is $25.
No, our Popular Easy Access Checking account is currently only available at our branches. Please
visit a branch to open an account.
Yes, you can request a
Popular Mastercard® Debit Card when you open a Popular Easy Access Checking account. With the Popular Mastercard® Debit Card, you’ll have access to Popular Bank ATMs and over 55,000 Allpoint® ATMs.3
Yes, Popular Easy Access Checking account holders can access their accounts online with Popular Online Banking or on mobile with our Popular Mobile Banking app.2
Popular Easy Access Checking account holders can avoid the $3 monthly service fee by setting up recurring direct deposits with a minimum monthly aggregate amount of $250.7
No, Popular Easy Access Checking does not have overdraft services. If there aren’t sufficient funds available in your account to cover the transaction, it will be declined, and no fees will be charged. Learn more about our standard overdraft practices.
No, Popular Easy Access Checking is not an interest-bearing account. However, we do offer an interest-bearing checking account. Learn more about Popular Prestige Checking.
Not sure which checking account is right for you?
Take a look at our checking account options and compare features to find the right account for you.
You need a flexible account to manage your paychecks and daily expenses
You maintain a higher balance and expect more out of a checking account
$3 OR $0 Avoid fee by setting up a recurring monthly direct deposit of $2507
$10 OR $0 Avoid fee by maintaining $1,000 in average monthly balances6 or setting up a recurring monthly direct deposit of $7507
$12 OR $0 Avoid fee by maintaining $2,000 in average monthly balances6
The transaction will be declined, and no fees will be charged
$34 fee when an overdraft transaction over $50 is paid
$34 fee when an overdraft transaction over $50 is paid
Avoid $2 paper statement fee by enrolling in e-statements
Avoid $2 paper statement fee by enrolling in e-statements
Two outgoing domestic wire fees per month, two overdraft fees per month, one standard order of checks per year, and more
Visit us today, and experience banking that’s truly personal.
Step into any one of our branches and you’ll see the difference our personalized service and genuine care will make. We are ready to meet you where you are in your financial journey today and help you build a better future together.
2Standard mobile carrier charges and fees may apply.
3Popular Bank and its affiliates are not affiliated with ATM National, LLC. Allpoint is a registered Trademark of ATM National, LLC.
4Popular Bank does not charge ATM fees at any in-network ATMs. You may be charged additional fees by the ATM operator or network used including a Foreign currency conversion fee.
5Under our standard overdraft practices, we will charge you up to $34 each time that we pay an overdraft (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means). We charge no more than three overdraft fees per day. We will not charge you a fee if your account is overdrawn by $50 or less, and there is no fee charged for returned overdraft transactions. Overdraft fees are not applicable to Easy Access checking accounts. Please refer to the Personal Banking Disclosure and Agreement, your account product disclosure, Schedule of Fees, and Debit Card/ATM Overdraft coverage for more information. View account disclosures and agreements.
6Your average monthly checking balance is the sum of the daily account end of day balance, after all debits and credits have been processed, divided by the number of days within the statement cycle. The average monthly deposit balance is the sum of the average daily balance on all deposit accounts after all debits and credits have been processed divided by the number of days within the statement cycle.
7The aggregate direct deposit amount includes the sum of direct deposits received at the end of the statement cycle.
8U.S. checking account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Popular Bank’s websites and online services are not directed to children under the age of thirteen (13) and do not encourage these children to provide their personal information. Consequently, our policy is that we will not knowingly collect personal information provided by children under the age of thirteen (13). If we obtain actual knowledge that we have collected such information, we will comply with the requirements of the Children's Online Privacy Protection Act (COPPA), including the deletion of such personal information from our systems. For additional information about COPPA, please visit the Federal Trade Commission's website at: www.FTC.gov
Important information about procedures for opening a new account. To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license or other identifying information.
Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website. Learn more.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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Online Banking just got an update.
Our online user experience is getting an update to be more mobile friendly, but your access remains the same.
Never share personal or account information such as your social security number, banking account information, or passwords with anyone. Popular will never ask you for personal or account information through email.
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Important Update
The Speedpay® link to pay your loan is changing on January 28, 2021. If you have saved this link in your bookmarks please be aware that the old link will no longer work after December 16.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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