Simple, low-fee checking accounts.

Are you beginning your financial journey, or do you need a second chance at banking? Popular Easy Access Checking is designed with you in mind. As a simple, low-fee checking solution, our Easy Access Checking account helps you perform basic transactions at a low cost, and builds and strengthens your financial profile for the future.

Avoid the monthly service fee by maintaining a minimum balance.

You can avoid the $3 monthly service fee if you set up recurring direct deposits with a minimum monthly aggregate amount of $250.7

Apply for Popular Easy Access Checking

Open a checking account in a few easy steps.

Apply for a personal checking account with our simple application process.

1. Tell us a little about you.
We’ll need some personal information to get your account started.

2. Let us know how you'll use your account.
This helps us understand how you expect to use your account.

3. Make your initial deposit.
A minimum $25 deposit is required to open a new checking account.

steps to open a checking account

Frequently asked questions about Popular Easy Access Checking.

  • A personal checking account is a bank account for daily use that allows you to deposit money and make withdrawals.

  • To open a new Popular Bank personal checking account, you will need a valid state or federal photo ID, Social Security Number, full mailing address, and date of birth.

    Please note: Additional information or documentation may be requested.

  • The minimum deposit required to open a Popular Easy Access Checking account is $25.

  • No, our Popular Easy Access Checking account is currently only available at our branches. Please visit a branch to open an account.

  • Yes, you can request a Popular Mastercard® Debit Card when you open a Popular Easy Access Checking account. With the Popular Mastercard® Debit Card, you’ll have access to Popular Bank ATMs and over 55,000 Allpoint® ATMs.3

  • Yes, Popular Easy Access Checking account holders can access their accounts online with Popular Online Banking or on mobile with our Popular Mobile Banking app.2

  • Popular Easy Access Checking account holders can avoid the $3 monthly service fee by setting up recurring direct deposits with a minimum monthly aggregate amount of $250.7

  • No, Popular Easy Access Checking does not have overdraft services. If there aren’t sufficient funds available in your account to cover the transaction, it will be declined, and no fees will be charged. Learn more about our standard overdraft practices.

  • No, Popular Easy Access Checking is not an interest-bearing account. However, we do offer an interest-bearing checking account. Learn more about Popular Prestige Checking.

Not sure which checking account is right for you?

Take a look at our checking account options and compare features to find the right account for you. 

Still have questions? Just stop by one of our branch locations or contact our Customer Care Center. We’re always here to help.


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Popular Checking

Visit us today, and experience banking that’s truly personal.

Step into any one of our branches and you’ll see the difference our personalized service and genuine care will make. We are ready to meet you where you are in your financial journey today and help you build a better future together.

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