What we do and why we care.

You have a vision for your next home. Our Popular Bank Home Lending Officers (HLOs) have the knowledge and experience to help you make that vision a reality. Explore our home financing options,1 get pre-qualified within hours, and experience a smooth and efficient mortgage closing. Lean on our team of Home Lending Officers to keep things simple, timely and strategic.

Get pre-qualified.

Get pre-qualified.

Learn about the loan amounts available to you.

Find the right match.

Find the right match.

Identify the right financing option that meets your profile.

Get fast decisioning.

Get fast decisioning.

Experience an efficient application process and closing.

Let's make a plan for your home purchase or refi.

Our home lending team is here to help you get started.

What would you like to do?

 
 
 

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Buy a home.

Buy a home.

Explore our home financing options, get pre-qualified and experience a smooth and efficient mortgage closing.

Learn more
Refinance your home.

Refinance your home.

You don’t have to move to create your dream home. Shorten the term of your mortgage or reduce your monthly payments today.

Learn more

How it works.

Are you a first-time homebuyer? Get a mortgage with a few simple steps.

Step 1

Get pre-qualified.
Prepare your financial documents and position your application for pre-qualification.

Step 2

Make an offer.
Evaluate your budget, research comparable prices, and identify repairs before making an offer.

Step 3

Set up a home inspection.
Determine the home’s physical condition before seeking a final appraisal.

Step 4

Finalize and close.
Complete the underwriting process, confirm loan approval, and sign all relevant documents.


Get pre-qualified
The home purchase process

The home purchase process.

Learn how the process works and what to expect.

Learn more
Buying your first home

Buying your first home.

Our expert guidance can help you navigate the homebuying process, understand your options and keep the experience stress-free.

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The home purchase checklist

The home purchase checklist.

We’ve prepared a list of homebuying steps to help you through the process.

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Getting your finances ready for homeownership.

Getting your finances ready for homeownership.

Do you know how much money you’ll need to buy a home now and maintain it in the future?

Learn more

Why choose Popular Bank?

Financial life as a journey.

Financial life as a journey.

We see your financial life as a long and fulfilling journey. As it changes and grows, so will your needs. Our financial solutions and services are designed to meet you where you are and where you want to go.

Relationship as a constant.

Relationship as a constant.

We see our services as a way to sustain a close and connected relationship. Your personal Relationship Manager will help you set your path, uncover blind spots and encourage you to reach your goals and dreams.

Trust as a first step.

Trust as a first step.

We see your priority banking needs as a first step toward building trust. When you entrust us with your priorities, we make sure you have the tools and resources you need to take further steps toward growth and success.

A HomeReady® mortgage can put homeownership in your hands.

While the barriers to homeownership seem higher and the path narrower, a HomeReady® mortgage can put your dream of ownership in reach. An attractive mortgage option for first-time or repeat homebuyers, HomeReady® makes homebuying simpler, more affordable, and more accessible.

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HomeReady Mortgages for first-time homebuyers

They call it a dream home for a reason.

Home has never meant more. Let your reason motivate you as you work with a Popular Bank Home Lending Officer (HLO) to get into your dream home. Partner with a Popular Bank HLO today.

Meet the team
Buy or refinance today.

Mortgage Insights

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1All loans are subject to credit review and approval. Rates, program terms and conditions vary by state and are subject to change without notice.

HomeReady® is a registered trademark of Fannie Mae.

NMLS ID # 417584

Popular Bank, PO Box 4503, Oak Park, IL 60303-4503.
Customer Service Phone: 1-888-500-2612

For New York Borrowers: Popular Bank is regulated by the New York Department of Financial Services (NYDFS). To file a complaint contact New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the Department’s website at www.dfs.ny.gov. Popular Bank may utilize third party service providers to service your loan but remains responsible for all actions taken by the third party.

For more information regarding fees for mortgages and home equities serviced by Popular Bank, please see our Residential Mortgage and Home Equity Product Servicing Fees here. Does not apply to mortgages serviced by Popular Mortgage Services. For information regarding fees for Popular Mortgage Services accounts, please sign in to your account.

NYC Residents: Popular Bank provides language access services in Spanish. Please note that Popular Bank has customer service options to speak with an agent in Spanish. Popular Bank’s language access services are limited to verbal communications with an agent in Spanish. Popular Bank does NOT provide any other language access services in Spanish (or any other language) and, specifically, does not provide translations of any documents in Spanish (or any other language).

A translation and description of commonly-used debt collection terms is available in multiple languages on the NY Department of Consumer Affair’s website, www.nyc.gov/dca

Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website. Learn more.