Get a $150 bonus with the Everyday Rewards+ Visa Card, plus earn up to 4X points on eligible purchases. Subject to credit approval. See offer page for details.
4X points on dining, take-out and food delivery
2X points at grocery stores, gas stations, and more
Our Popular Bank Home Lending Officers (HLOs) have the knowledge, experience, and passion to help you make your dream home a reality. We'll work with you every step of the way—from exploring home financing options to completing the mortgage closing process. Whatever product or solution you need, working with our HLOs promises to keep things simple, timely, and strategic.
It all starts with a solid plan.
Get pre-qualified.
Learn about the loan amounts available to you.
Find the right match.
Identify the right financing option that meets your profile.
Get fast decisioning.
Experience an efficient application process and closing.
Let's make a plan for your home purchase or refi.
Our home lending team is here to help you get started.
Whatever your dream, we can help bring it to life.
Best choice to fund a higher value residence or investment property. Exceeds loan limits. Stricter requirements. Fixed- or adjustable-rate mortgage (ARM) option.
Find the freedom of home with an affordable mortgage option.
Overcome barriers to homeownership or home refinance with a set of smart, simple, and accessible mortgage options. Choose a
HomeReady® or Popular Affordable Mortgage3 and take advantage of competitive loan rates, low down payment options, and more.
We see your financial life as a long and fulfilling journey. As it changes and grows, so will your needs. Our financial solutions and services are designed to meet you where you are and where you want to go.
Relationship as a constant.
We see our services as a way to sustain a close and connected relationship. Your personal Relationship Manager will help you set your path, uncover blind spots, and encourage you to reach your goals and dreams.
Trust as a first step.
We see your priority banking needs as a first step toward building trust. When you entrust us with your priorities, we make sure you have the tools and resources you need to take further steps toward growth and success.
Fewer barriers, more possibilities.
Ask a Home Lending Officer if you’re eligible for
grants or financial assistance to help lower the barrier to homeownership.
Homebuyer Dream Program® 4
Homebuyer Dream Plus Program® 4
HomeFirst Downpayment Assistance® 5
Loan Origination Fee Waiver - Special Purpose Credit Program6
Learn more about the home purchase process.
Are you a first-time homebuyer? Read more about buying your first a home, the purchase process, and how to get your finances ready. Our home lending officers are here to guide you through every step.
What's your reason for buying a home? Let your reason motivate you as you work with a Popular Bank Home Lending Officer (HLO) to get into your dream home. Partner with Popular Mortgage today.
1All loans are subject to credit review and approval. Rates, program terms and conditions vary by state and are subject to change without notice.
2The HomeReady® Program is a registered trademark of Fannie Mae. Fannie Mae is not affiliated with Popular Bank. Additional program details are available on the Fannie Mae website. Borrowers must meet HomeReady® eligibility and qualification requirements, and receive loan approval. Borrower income must be less than 80% of area meridian income (AMI) as defined by Fannie Mae. A 3% down payment and mortgage insurance are required. First-time homebuyers will need to complete a homebuyer education course. The HomeReady Program is also available for refinances.
3The Popular Affordable Mortgage is only available for the purchase of a primary residence property located within the Popular Bank assessment area. Income limits apply and a homebuyer education course is required. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.
4Borrowers must meet Federal Home Loan Bank Homebuyer Dream and/or Homebuyer Dream Plus eligibility and qualification requirements. Subject property must be in a Popular Bank defined assessment area. The household must meet the income guidelines set forth in the Homebuyer Dream guidelines with a total household income of 80% or below of the area median income for the county in which the home being purchased is located, adjusted for household size.
5The HomeFirst Down Payment Assistance Program details are available at NYC Department of Housing Preservation and Development website. Borrowers must meet HomeFirst eligibility and qualification requirements. Borrowers must be a first-time homebuyer and complete a homebuyer education course. Borrower income must be less than 80% of area median income (AMI) as determined by the U.S. Department of Housing and Urban Development (HUD). A 3% down payment is required. Neighborhood Housing Services of New York City, Inc. (NHSNYC) administers the New York City Department of Housing Preservation and Development’s HomeFirst Downpayment Assistance Program.
6The Loan Origination Fee Waiver is a waiver of the Bank’s otherwise standard origination fee and is only available on agency products and portfolio products to agency limits for residential mortgage loans (purchases and refinances) in which the property is an owner-occupied primary residence (1-4 family, a condominium, or a cooperative property type), located in Popular Bank’s assessment area, and located within a majority minority census tract (“MMCT”) or the combined borrower(s) income is < 80% of the established FFIEC Estimated MSA/MD/non—MSA/MD Median Family Income. Other restrictions and limitations may apply.
NMLS ID # 417584
Popular Bank, PO Box 4503, Oak Park, IL 60303-4503. Customer Service Phone: 1-888-500-2612
For New York Borrowers: Popular Bank is regulated by the New York Department of Financial Services (NYDFS). To file a complaint contact New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the Department’s website at
www.dfs.ny.gov. Popular Bank may utilize third party service providers to service your loan but remains responsible for all actions taken by the third party.
For more information regarding fees for mortgages and home equities serviced by Popular Bank, please see our Residential Mortgage and Home Equity Product Servicing Fees
here.
Does not apply to mortgages serviced by Popular Mortgage Services. For information regarding fees for Popular Mortgage Services accounts, please
sign in
to your account.
NYC Residents: Popular Bank provides language access services in Spanish. Please note that Popular Bank has customer service options to speak with an agent in Spanish. Popular Bank’s language access services are limited to verbal communications with an agent in Spanish. Popular Bank does NOT provide any other language access services in Spanish (or any other language) and, specifically, does not provide translations of any documents in Spanish (or any other language).
A translation and description of commonly-used debt collection terms is available in multiple languages on the NY Department of Consumer Affair’s website, www.nyc.gov/dca
Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website. Learn more.
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This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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Our online user experience is getting an update to be more mobile friendly, but your access remains the same.
Never share personal or account information such as your social security number, banking account information, or passwords with anyone. Popular will never ask you for personal or account information through email.
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Important Update
The Speedpay® link to pay your loan is changing on January 28, 2021. If you have saved this link in your bookmarks please be aware that the old link will no longer work after December 16.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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