Get pre-qualified.
Learn about the loan amounts available to you.
Our Home Lending Officers are here to help you make your dream home a reality.1
Our Popular Bank Home Lending Officers (HLOs) have the knowledge, experience, and passion to help you make your dream home a reality. We'll work with you every step of the way—from exploring home financing options to completing the mortgage closing process. Whatever product or solution you need, working with our HLOs promises to keep things simple, timely, and strategic.
Learn about the loan amounts available to you.
Identify the right financing option that meets your profile.
Experience an efficient application process and closing.
Explore our home financing options, get pre-qualified, and experience a smooth and efficient mortgage closing.
Learn moreYou don’t have to move to create your dream home. Shorten the term of your mortgage or reduce your monthly payments today.
Learn moreA home equity line of credit (HELOC) turns your home value into cash for renovation projects, debt consolidation, or college education.
Learn moreAre you a first-time homebuyer? Get a mortgage with a few simple steps.
Get pre-qualified.
Prepare your financial documents and position your application for pre-qualification.
Make an offer.
Evaluate your budget, research comparable prices, and identify any necessary repairs before making an offer.
Set up a home inspection.
Determine the home’s physical condition before seeking a final appraisal.
Finalize and close.
Complete the underwriting process, confirm loan approval, and sign all relevant documents.
We offer a variety of mortgage loans with different features and flexible benefits to meet your needs.
Popular choice to fund your primary residence. Firm loan limits. Fixed- or adjustable-rate mortgage (ARM) option.
Learn moreBest choice to fund a higher value residence or investment property. Exceeds loan limits. Stricter requirements. Fixed- or adjustable-rate mortgage (ARM) option.
Learn moreSmart and attractive option for first-time or repeat homebuyers. Features low down payment and cancellable mortgage insurance.2
Learn moreSimple and accessible option with minimal upfront costs. Make a down payment as low as 3% and avoid private mortgage insurance fees.3
Learn moreOvercome barriers to homeownership or home refinance with a set of smart, simple, and accessible mortgage options. Choose a HomeReady® or Popular Affordable Mortgage3 and take advantage of competitive loan rates, low down payment options, and more.
Learn moreWe see your financial life as a long and fulfilling journey. As it changes and grows, so will your needs. Our financial solutions and services are designed to meet you where you are and where you want to go.
We see our services as a way to sustain a close and connected relationship. Your personal Relationship Manager will help you set your path, uncover blind spots, and encourage you to reach your goals and dreams.
We see your priority banking needs as a first step toward building trust. When you entrust us with your priorities, we make sure you have the tools and resources you need to take further steps toward growth and success.
Ask a Home Lending Officer if you’re eligible for grants or financial assistance to help lower the barrier to homeownership.
Are you a first-time homebuyer? Read more about buying your first a home, the purchase process, and how to get your finances ready. Our home lending officers are here to guide you through every step.
Our expert guidance can help you navigate the homebuying process, understand your options, and keep the experience stress-free.
Learn moreWe’ve prepared a list of homebuying steps to help you through the process.
Learn moreDo you know how much money you’ll need to buy a home now and maintain it in the future?
Learn moreWhat's your reason for buying a home? Let your reason motivate you as you work with a Popular Bank Home Lending Officer (HLO) to get into your dream home. Partner with Popular Mortgage today.
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1All loans are subject to credit review and approval. Rates, program terms and conditions vary by state and are subject to change without notice.
2The HomeReady® Program is a registered trademark of Fannie Mae. Fannie Mae is not affiliated with Popular Bank. Additional program details are available on the Fannie Mae website. Borrowers must meet HomeReady® eligibility and qualification requirements, and receive loan approval. Borrower income must be less than 80% of area meridian income (AMI) as defined by Fannie Mae. A 3% down payment and mortgage insurance are required. First-time homebuyers will need to complete a homebuyer education course. The HomeReady Program is also available for refinances.
3The Popular Affordable Mortgage is only available for the purchase of a primary residence property located within the Popular Bank assessment area. Income limits apply and a homebuyer education course is required. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.
4Borrowers must meet Federal Home Loan Bank Homebuyer Dream and/or Homebuyer Dream Plus eligibility and qualification requirements. Subject property must be in a Popular Bank defined assessment area. The household must meet the income guidelines set forth in the Homebuyer Dream guidelines with a total household income of 80% or below of the area median income for the county in which the home being purchased is located, adjusted for household size.
5The HomeFirst Down Payment Assistance Program details are available at NYC Department of Housing Preservation and Development website. Borrowers must meet HomeFirst eligibility and qualification requirements. Borrowers must be a first-time homebuyer and complete a homebuyer education course. Borrower income must be less than 80% of area median income (AMI) as determined by the U.S. Department of Housing and Urban Development (HUD). A 3% down payment is required. Neighborhood Housing Services of New York City, Inc. (NHSNYC) administers the New York City Department of Housing Preservation and Development’s HomeFirst Downpayment Assistance Program.
6The Loan Origination Fee Waiver is a waiver of the Bank’s otherwise standard origination fee and is only available on agency products and portfolio products to agency limits for residential mortgage loans (purchases and refinances) in which the property is an owner-occupied primary residence (1-4 family, a condominium, or a cooperative property type), located in Popular Bank’s assessment area, and located within a majority minority census tract (“MMCT”) or the combined borrower(s) income is < 80% of the established FFIEC Estimated MSA/MD/non—MSA/MD Median Family Income. Other restrictions and limitations may apply.
NMLS ID # 417584
Popular Bank, PO Box 4503, Oak Park, IL 60303-4503.
Customer Service Phone: 1-888-500-2612
For New York Borrowers: Popular Bank is regulated by the New York Department of Financial Services (NYDFS). To file a complaint contact New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the Department’s website at
www.dfs.ny.gov. Popular Bank may utilize third party service providers to service your loan but remains responsible for all actions taken by the third party.
For more information regarding fees for mortgages and home equities serviced by Popular Bank, please see our Residential Mortgage and Home Equity Product Servicing Fees
here.
Does not apply to mortgages serviced by Popular Mortgage Services. For information regarding fees for Popular Mortgage Services accounts, please
sign in
to your account.
NYC Residents: Popular Bank provides language access services in Spanish. Please note that Popular Bank has customer service options to speak with an agent in Spanish. Popular Bank’s language access services are limited to verbal communications with an agent in Spanish. Popular Bank does NOT provide any other language access services in Spanish (or any other language) and, specifically, does not provide translations of any documents in Spanish (or any other language).
A translation and description of commonly-used debt collection terms is available in multiple languages on the NY Department of Consumer Affair’s website, www.nyc.gov/dca