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Our home lending team is here to help you get started.

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How it works.

Are you a first-time homebuyer? Get a mortgage with a few simple steps.

Step 1

Get pre-qualified.
Prepare your financial documents and position your application for pre-qualification.

Step 2

Make an offer.
Evaluate your budget, research comparable prices, and identify repairs before making an offer.

Step 3

Set up a home inspection.
Determine the home’s physical condition before seeking a final appraisal.

Step 4

Finalize and close.
Complete the underwriting process, confirm loan approval, and sign all relevant documents.

Get pre-qualified

A HomeReady® mortgage can put homeownership in your hands.

While the barriers to homeownership seem higher and the path narrower, a HomeReady® mortgage can put your dream of ownership in reach. An attractive mortgage option for first-time or repeat homebuyers, HomeReady® makes homebuying simpler, more affordable, and more accessible.

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HomeReady Mortgages for first-time homebuyers

They call it a dream home for a reason.

Home has never meant more. Let your reason motivate you as you work with a Popular Bank Home Lending Officer (HLO) to get into your dream home. Partner with a Popular Bank HLO today.

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Buy or refinance today.

Mortgage Insights

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