Effective July 1, 2020, we will raise the initial amount of funds available for any check deposits made to your account from $200 to $225.
As our Funds Availability Policy states, the first amount of funds from a check deposit made to your account will be available the first business day after the day it’s deposited to your account. The remaining amount of your deposit will be available on the second business day. For same-day deposits totaling more than $5,525, the availability of funds may take longer. Funds you deposit by check may be delayed for a longer period of time if you have overdrawn your account repeatedly in the last six months; this will occur if your account has been overdrawn on six separate occasions within the past six months, or on two occasions with amounts of $5,525 or more.