Read about the policy
View our Funds Availability Policy page
to learn more about the new policy.
Starting Wednesday, July 1, 2020 the amount of funds for check deposits will increase.
Effective July 1, 2020, we will raise the initial amount of funds available for any check deposits made to your account from $200 to $225.
As our Funds Availability Policy states, the first amount of funds from a check deposit made to your account will be available the first business day after the day it’s deposited to your account. The remaining amount of your deposit will be available on the second business day. For same-day deposits totaling more than $5,525, the availability of funds may take longer. Funds you deposit by check may be delayed for a longer period of time if you have overdrawn your account repeatedly in the last six months; this will occur if your account has been overdrawn on six separate occasions within the past six months, or on two occasions with amounts of $5,525 or more.
No. This is an automatic update to your account; therefore, no action is needed from you at this time.
View our Funds Availability Policy page
to learn more about the new policy.
Call our Customer Care Center at 1-800-377-0800
Monday through Friday: 7:30am to 12:00am ET
Saturday and Sunday: 9:00am to 6:00pm ET