Achieve your goals with a business CD.

With a business certificate of deposit (CD), earn a fixed interest rate and let your savings grow while you stay focused on managing and building your business. Choose from different CD options with flexible terms designed to support your long-term financial goals.

And remember, you'll have a dedicated Relationship Manager guiding you every step of the way. Together, we’ll customize solutions to fit your business needs and make it easier to manage cash flow and grow your interest income. Enjoy hands-on service that keeps banking simple, so you can focus on saving more — and achieving more.

Grow your funds with a business CD.

A business CD offers a smart way to maximize your excess cash with competitive, tiered rates. Explore options that fit your business goals and experience personalized service from your dedicated Relationship Manager.

We’ll also work with you to customize solutions that meet your cash flow needs and simplify your day-to-day activities. Our hands-on approach will empower you to stay focused on running and growing operations, so you can save more — and achieve more.

Learn more
apply for a business cd

Your business works hard.

Now let your money do the same.

Tiered interest rates

Tiered interest rates

Get a higher interest rate with larger initial deposits with our tiered rate structure.

Automatic renewal

Automatic renewal

Your Popular Business CD will automatically renew at the current rate when it ends.

Flexible maturity dates

Flexible maturity dates

Choose the date that works best for your business when your CD matures.

FDIC insurance

FDIC insurance

Your money is protected by FDIC insurance up to the legal limit.2

The more you save, the more you earn.

Lock in a higher rate when your initial deposit meets a minimum threshold with our tiered business CD rates that reward larger deposits.


Initial deposit 7-mo APY 1 13-mo APY 1
$1MM+ 4.30% 4.25%
$250,000 – $999,999.99 4.25% 4.20%
$100,000 – $249,999.99 4.25% 4.20%
$25,000 – $99,999.99 4.20% 4.15%
$1,000 – $24,999.99 4.15% 4.10%
Get started
apply for a business CD today

Let's make a plan to drive your business forward.

Are you interested in exploring different savings options for your business? Please fill out the form below and a banker will connect with you to identify the best solution for your needs.

Tell us about your business.





Tell us about you.





By clicking "submit" I expressly acknowledge that Popular Bank
may contact me by phone or email.

Why choose Popular Bank?

Personalized service

Personalized service

Your Relationship Manager will work closely with you, like part of your team.

Customized solutions

Customized solutions

We’ll help create banking solutions that fit your business’s unique needs.

Easy to work with

Easy to work with

Get hands-on support from start to finish, so you can focus on operations.

Take advantage of limited time promotions on Clover POS solutions.

With Popular Bank Merchant Services, provided by Clover, you can enhance your point-of-sale experience for your customers.3 Learn more and take advantage of our current promotional offers on Clover POS solutions.

Learn more

Take the next step for your business with the right financing.

Whether it’s expanding, upgrading, or planning your next move, the right solution can help you reach your next step. Get a term loan or line of credit and bring your business to a new season of growth.4

Learn more
business loans and lines of credit

Business Lending Insights

Loading articles

1

2Popular Bank is a Member FDIC institution. Your deposits are insured up to $250,000 per depositor. You may qualify for more than $250,000 in coverage if you hold deposits in different account ownership categories. For more information, please refer to: www.fdic.gov

3Merchant Services products and services are provided by Popular Bank’s merchant partner, First Data Merchant Services LLC. The Clover name and logo are trademarks owned by Clover Network, LLC., registered or used in the U.S. and many foreign countries. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners. Popular Bank is not an affiliate of First Data Merchant Services LLC. and does not provide, warrant, or guaranty their products or services. © 2025 Clover Network, LLC.

4All loans and lines of credit are subject to program restrictions and credit review and approval. Rates, program terms, and conditions vary by state and are subject to change without notice. For a Business Line of Credit or Business Term Loan greater than $3,000,000, or to apply for an SBA Guaranteed Loan, stop by one of our convenient branch locations or contact our Customer Care Center at 1-800-250-6968.