¹Merchant Services products and services are provided by Popular Bank’s merchant partner, First Data Merchant Services LLC. The Clover name and logo are trademarks owned by Clover Network, LLC., registered or used in the U.S. and many foreign countries. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners. Popular Bank is not an affiliate of First Data Merchant Services LLC. and does not provide, warrant, or guaranty their products or services. © 2025 Clover Network, LLC.

²Some conditions apply on combining Discover Network and American Express on one statement. Call a Product Support Specialist at 1‑866‑302‑0441 for details.

³To receive Next-Morning Funding, funds must be deposited and batched out by 11pm Eastern Time on the prior business day. Some restrictions may apply. For more information please contact a Product Support Specialist at 1‑866‑302‑0441.

⁴Apple Pay is a registered trademark of Apple, Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Google Pay is a trademark of Google LLC.

⁵Terms, conditions, and fees of all products and services are subject to change. For more information please contact our Customer Care Center at 1‑800‑377‑0800.

^† Promotional offer valid from 4/1/2026 through 6/30/2026 for qualified Popular Bank merchant services clients who have not processed a merchant services account with First Data Merchant Services LLC within the past six months. New accounts require standard credit approval and underwriting. Eligible merchants may receive a no-cost 90-day trial of the Clover Essentials or Services Growth plan and/or a $450 rebate toward a Clover Flex, Flex Pocket, Mini, Station Solo, or Duo purchase or lease. After the 90-day trial, standard Services Growth plan monthly fees apply. The free trial is available only to professional services businesses with one of the following MCC codes: 742, 780, 8111, 1520, 1711, 1799, 2741, 4812, 7261, 7276, 7333, 7339, 7361, 7375, 7392, 7393, 7399, 7699, 8734, 8911, 8931, 8999. The $450 rebate will be issued approximately 60 days after the account begins processing transactions.
To qualify for the trial, merchants must: (1) be credit-approved between 4/1/26 and 6/30/26, (2) sign a merchant processing agreement, and (3) activate their account within 30 days of approval; in addition, to claim the $450 rebate, merchants must also (4) process at least $250,000 annually. Early termination fees apply. Limit one offer per business tax ID. Eligibility is determined solely by First Data Merchant Services LLC. Offer cannot be combined with other promotions and may change without notice.
© 2026 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

^‡This offer (the “Offer”) is for a limited time to eligible customers only and may be terminated or discontinued at any time by Popular Bank, in its sole discretion. The Offer is not available to existing Popular Bank business checking account customers, or whose accounts have been closed on or after April 27, 2026.

Your Popular Bank business checking account will be credited within 30 days following the end of the month in which you completed all Offer requirements. See details below on how to qualify.

To qualify for the Offer, you need to:

A. Beginning Monday, April 27, 2026 through and including Friday, July 3, 2026, open a qualifying business checking account product from one of our Popular Bank Business Packages (Primary, Preferred, or Platinum)**;

B. Fund the account with monies not currently on deposit with Popular Bank within 30 days and maintain an average ledger balance of $2,500 through the first 120 days of account opening; and

C. Starting the first of month after the account is opened, complete 15 qualifying transactions within three months. Qualifying transactions must be one or a combination of the following transaction types: debit card withdrawals, bill payments, wires credits and debits, ACH credits, Zelle credits, and remote deposits by mobile or scanner.

IMPORTANT REQUIREMENT: Your new Popular Bank Business Checking account must be open and in good standing at the time the Cash Bonus (that may be earned as part of the Offer) is to be credited to you. The Cash Bonus will be credited directly to your new Popular Bank business checking account.*** To be eligible for the Cash Bonus, U.S. persons must furnish a valid IRS Form W-9 (Request for Taxpayer Identification Number and Certification). Foreign persons must furnish a valid IRS Form W-8BEN (Certificate of Beneficial Owner for United States Tax Withholding and Reporting (Entities)). Accounts subject to backup withholding are ineligible. Popular Bank will issue a 1099 INT and you are responsible for any taxes that may be due on the Offer.

**Only one per business entity. The Offer cannot be reproduced, purchased, sold, transferred or traded. Business entity shall not have closed an account with Popular Bank within the past twelve (12) months.

***Account opening is subject to Popular Bank’s sole review and approval, meeting all of Popular Bank’s new deposit account criteria and other applicable requirements and is not guaranteed. While we don’t require a minimum deposit to open, Popular Bank may consider your account closed if it has a zero balance for sixty (60) days.