¹

Earn $600 (the “Cash Bonus”) by switching your business relationship to Popular Bank between September 28, 2026 and November 30, 2026. This offer (the “Offer”) is for a limited time to eligible customers only and may be terminated or discontinued at any time by Popular Bank, in its sole discretion. The Offer is not available to existing Popular Bank business checking account customers, or whose accounts have been closed on or after September 28, 2026.

Your Popular Bank business checking account will be credited within 30 days following the end of the month in which you completed all Offer requirements. See details below on how to qualify.

To qualify for the Offer, you need to:

A. Beginning September 28, 2026, through and including November 30, 2026, open a qualifying business checking account product from one of our Popular Bank Business Packages (Primary, Preferred, or Platinum)**; and

B. Fund the account with monies not currently on deposit with Popular Bank within 30 days and maintain an average ledger balance of $2,500 through the first 90 days of account opening; and

C. Complete 15 qualifying transactions during the first 90 days of account opening. Qualifying transactions must be one or a combination of the following transaction types: Debit card transactions, ATM deposits, online bill payments, wires incoming and outgoing, incoming ACH deposits, incoming Zelle® deposits, and remote deposits by mobile or scanner.

Your new Popular Bank Business Checking account must be open and in good standing at the time the Cash Bonus (that may be earned as part of the Offer) is to be credited to you. The Cash Bonus will be credited directly to your new Popular Bank business checking account.*** To be eligible for the Cash Bonus, U.S. persons must furnish a valid IRS Form W-9 (Request for Taxpayer Identification Number and Certification). Foreign persons must furnish a valid IRS Form W-8BEN (Certificate of Beneficial Owner for United States Tax Withholding and Reporting (Entities)). Accounts subject to backup withholding are ineligible. Popular Bank will issue a 1099 INT and you are responsible for any taxes that may be due on the Offer.

The qualifications to earn the Offer are separate and distinct from the options available to avoid any applicable service fee(s) for the business checking account you opened. Fees may apply, contact your banker for details.

**Only one per business entity. The Offer cannot be reproduced, purchased, sold, transferred or traded. Business entity shall not have closed an account with Popular Bank within the past twelve (12) months.

***Account opening is subject to Popular Bank’s sole review and approval, meeting all of Popular Bank’s new deposit account criteria and other applicable requirements and is not guaranteed. While we don’t require a minimum deposit to open, Popular Bank may consider your account closed if it has a zero balance for sixty (60) days.

^†Promotional offer valid from July 1, 2026, through December 31, 2026. This offer is available for qualified Popular Bank merchant services customers who have not had a merchant services account processed by First Data Merchant Services LLC within the past six months. New accounts are subject to standard credit approval and underwriting requirements. Offer is valid for one $450 rebate for a Clover Flex, Flex Pocket, Mini, Station Solo, or Duo point-of-sale hardware device purchase or lease.

To be eligible for the rebate, the merchant must: (1) be credit-approved between 7/1/2026 and 12/31/2026, (2) sign a merchant processing agreement, and (3) activate their account within 30 days from approval date. The $450 will be initiated approximately 60 days after the account begins processing transactions. Customer must process with First Data Merchants Services LLC for 90 days or forfeit the rebate. Early termination fees apply. Only one offer per eligible business tax ID. Eligibility is at the sole discretion of First Data Merchant Services LLC. Offer not valid with any offer and subject to change without notice.

© 2026 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.