Let us help you improve your community.

Our goal at Popular Association Banking (PAB) is to make association lending easy, so you can focus on making your community a great place to live. At PAB, we offer loans for repair projects, contingency loans for emergency funds, and insurance premium financing.

Our loan specialists have been handling complex transactions and finding flexible financing options for associations since 1994. Thanks to our decades of experience, we’ve grown into a nationwide leader serving the community association industry with an active lending platform in over 30 states. And we're just getting started. How can we contribute to your association’s success story?

Find the right association lending solution.

Repair loans

Repair loans

Address internal, external, and structural repairs and get your association back in order with a long-term, fixed-rate loan.1

Contingency lines of credit

Contingency lines of credit

Be prepared for unexpected weather-related damage or emergencies with a contingency line of credit.1

Insurance premium financing

Insurance premium financing

Manage rising insurance costs with 100% insurance premium financing with repayment terms up to 12 months, and fixed low rates.1

Loans for reserves

Loans for reserves

Get a fixed-rate loan to help your association fund its reserve balances.1

Benefit from our loan program features.

With PAB's loan program, you can find a loan that meets the needs of your community.

  • Long-term loans up to 15 years (longer terms available on a case-by-case basis)
  • Custom-tailored loan structures
  • Easy online application
  • Quick turnaround time
Learn more
repair and contingency loans

Why choose Popular Association Banking?

Our reputation

Ease of doing business

Our goal is to make banking easy, so you can focus on making your community a better place to live.

Industry knowledge

Industry knowledge

We’ve been serving this industry since 1994 and thus have years of extensive, hands-on experience.

Personalized service

Personalized service

Our customer experience begins with a shared set of values that shines through at every point of contact.

Let's design a plan for your community association.

We look forward to serving your association’s needs. Connect with a Popular Association Banking Relationship Manager today to discuss your specific lending needs.

Connect with us
connect with a PAB relationship manager

Explore additional solutions for your community.

Treasury management

Treasury management

Manage your cash flow with our full suite of cash management tools.2

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ICS® and CDARS®

ICS® and CDARS®

Access multi-million-dollar FDIC deposit insurance coverage at participating network banks.3

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Lockbox services

Lockbox services

Benefit from our automated lockbox services and process your maintenance payments with ease.

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Association deposit products

Association deposit products

Choose from our checking, certificates of deposit, and money market accounts.

Learn more

Association Banking Insights

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1All loans are subject to credit approval. Rates, program terms, and conditions vary.

2Terms, conditions and fees of all products and services are subject to change. For more information please contact our Customer Care Center at 1‑800‑377‑0800.

3Deposit placement through CDARS® or ICS® is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS® or ICS® satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds.
IntraFi, ICS®, and CDARS® are registered service marks, and IntraFi Network Deposits is a service mark of IntraFi Network LLC.