Popular Bank Certificate of Deposit Rates - New York

Important information about procedures for opening a new account. To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license or other identifying information.

¹To qualify for the Promotional Annual Percentage Yield (APY) rate above, Customers must participate and meet all qualifying factors in the Popular Rewards Program and be in good standing. Promotional Rate above is the “Gold” tier APY available as part of the Popular Rewards Program. Customers may be eligible for different rewards benefits depending on the Customer meeting all qualifying factors. For more information please refer to Popular Rewards Terms and Conditions.

Base APY is as follows: 4 Month CD: 4.90% APY, 7 Month CD: 5.15% APY, 13 Month CD: 5.40% APY, 19 Month CD: 4.65% APY, 21 Month CD: 4.65% APY, 25 Month CD: 4.20% APY, 36 Month CD: 3.70% APY, 48 Month CD: 3.70% APY, 60 Month CD: 3.40% APY. Please refer to the "Popular Rewards Page" to learn what benefits you could receive through Popular Rewards. These rates only apply to Popular Bank CDs for personal banking customers. These rates do not apply to business or commercial banking customers.

Promotional Rate APY effective as of September 6, 2023 and assumes that interest and principal will remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account This offer is available in all Popular branches and via our website for a limited time only. Customers must open a CD with a required minimum balance and opening deposit of $1,000 in new money. New money is defined as deposits not previously held with Popular Bank. CDs will automatically renew at maturity with the rate applicable at that time for the same term. Promotional Rate is valid on the initial term.