Get a $150 bonus with the Everyday Rewards+ Visa Card, plus earn up to 4X points on eligible purchases. Subject to credit approval. See offer page for details.
4X points on dining, take-out and food delivery
2X points at grocery stores, gas stations, and more
With a
certificate of deposit (CD) account from Popular Bank, your savings truly grow with you. We offer tiered interest rates that reward your commitment to saving. With our tiered rate structure, you can lock in a higher rate the larger your initial deposit. Whether you’re saving for a specific goal or building a nest egg, a Popular CD can help get you there. Let your money work harder for you.
The more you save, the more you earn.
Lock in a higher rate when your initial deposit meets a minimum threshold with our tiered CD rates that reward larger deposits.
A certificate of deposit (CD) is a type of deposit account where you agree to deposit a specific amount of money and leave it untouched for a fixed period of time, known as the term. The term can be as short as four months or as long as several years. In return, you will receive a fixed interest rate for the duration of the term, which is usually higher than what you'd get with a regular savings account.
The minimum opening deposit required for a Popular CD account is $1,000.
Yes, you can open a Popular CD account online if you are over the age 18.
Yes, Popular CD account holders can access their account online with Popular Online Banking or on-the-go with our Popular Mobile Banking app.3
No. Additional deposits are not allowed during the term of the account but may be made at maturity or during the 10-calendar-day grace period after the maturity date.
If you wish to withdraw funds from your CD before the maturity date, you will be subject to an early withdrawal penalty fee. Please review your Guide to Popular Certificate of Deposit for your state for more information.
Yes, your deposits are insured up to $250,000 per depositor. You may qualify for more than $250,000 in coverage if you hold deposits in different account ownership categories. For more information, please refer to FDIC.gov.
Grow your savings and maintain liquidity.
With a Popular Saver Money Market account, you can earn interest and still easily access your money to make payments or cover unexpected expenses.
Have questions about our tiered CD rates or any other products and services we offer? Stop by one of our branch locations or contact our Customer Care Center at 1‑800‑377‑0800.
1The Annual Percentage Yield (APY) for new CD accounts is effective as of April 14, 2025, and assumes that interest and principal will remain on deposit until maturity. Minimum deposit of $1,000 is required to open a new CD. The rate shown is the APY for balances between $25,000 - $99,999.99. Popular Bank, in its sole discretion, reserves the right to change or terminate these rates at any time. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account. CDs will automatically renew at the end of the grace period following maturity with the rate applicable at that time for the same term and corresponding tier for the deposit amount at the time of renewal. For CD Renewals, call 1-800-377-0800 on or after your maturity date to learn the Renewal Rate (interest rate and APY) for your renewal account. Interest rates and APYs may change at any time at the Bank's discretion without prior notice before any CD account is opened online. CDs cannot be opened online before the application process is finalized and approved. Once your application is approved, your account will receive the current interest rate and APY in effect on the date it is opened and funded.
2Popular Bank is a Member FDIC institution. Your deposits are insured up to $250,000 per depositor. You may qualify for more than $250,000 in coverage if you hold deposits in different account ownership categories. For more information, please refer to: FDIC.gov.
3Standard mobile carrier charges and fees may apply.
Important information about procedures for opening a new account. To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license or other identifying information.
Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website. Learn more.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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Important Update
The Speedpay® link to pay your loan is changing on January 28, 2021. If you have saved this link in your bookmarks please be aware that the old link will no longer work after December 16.
This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.
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