What is refinancing?

Understanding your options and the refinancing process are the first steps to making an informed decision.

  • Refinancing entails paying off one loan with the proceeds from a new loan using the same property as security.
  • You might refinance to take advantage of lower interest rates, or to get money for a home improvement project.
  • A cash-out refinance loan means the new loan amount is larger than the remaining balance of the mortgage, making cash available that can be used for any purpose.

Speak to one of our Home Lending Officers today.

Whether you're purchasing a home or refinancing your existing mortgage, you're in capable hands with our experienced Home Lending Officers who will help guide you through the process.1

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