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Understanding your options and the refinancing process are the first steps to making an informed decision.
What is refinancing?
Refinancing entails paying off one loan with the proceeds from a new loan using the same property as security.
Why refinance?
You might refinance to take advantage of lower interest rates, or to get money for a home improvement project.
What is a cash-out refinance loan?
A cash-out refinance loan means the new loan amount is larger than the remaining balance of the mortgage, making cash available that can be used for any purpose.
Your future is now wide open.
Refinance your home today. A dedicated Home Lending Officer (HLO) is here to listen and guide you step-by-step through our home refinance process.
Refinancing may be an effective way to reduce how much you have to pay on your loan each month, allowing you to do other things with your money. However, how you go about lowering your payment should be handled with care.
We can help you choose the best refinancing option for your particular financial situation.
Lower your interest rate.
When federal interest rates go down, you may have the opportunity to lower the interest rate on your existing mortgage and save money on a new loan.
We can help you determine if reducing your interest rate is feasible and how you may benefit.
Consolidate your debt.
A debt consolidation loan is a new loan with a higher balance than that of your existing mortgage.
The cash difference is used to pay off existing debt you may have.
Let us help you determine if a debt consolidation loan will work for you.
Shorten your repayment period.
Would you rather pay off your home sooner by paying higher monthly payments?
Would it be financially advantageous for you to pay off your home loan before other debts that you may have?
Our HLOs can help you analyze the benefits as well as the disadvantages of shortening your repayment period.
Speak to one of our home lending officers today.
Whether you're purchasing a home or refinancing your existing mortgage, you're in capable hands with our experienced Home Lending Officers who will help guide you through the process.1
Getting started is simple. Complete the information in the form on the next page to have a Mortgage Loan Officer contact you directly. You can also call us at 888-378-2272.
1All loans are subject to credit review and approval. Rates, program terms and conditions vary by state and are subject to change without notice.
The information described herein is for educational purposes only and does not constitute and is not intended to be viewed or construed as professional advice. We recommend that you seek professional advice with respect to your specific situation.
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