Buying your first home

Buying your first home

Our expert guidance can help you navigate the homebuying process, understand your options and keep the experience stress-free.
Buying your next home

Buying your next home

Looking for your next home can be just as exciting as looking for your first. Our home lending officers can help you explore the possibilities.
Buying a vacation home

Buying a vacation home

If you are ready for a vacation home, our home lending team will help guide you through the financing options that fit your particular situation.
Buying an investment property

Buying an investment property

If you’re considering an investment property, we have a wealth of information to help you achieve your goal.

Your future is now wide open.

Make room for the life you want to build for you and your family with a Popular Mortgage solution. A dedicated Home Lending Officer (HLO) is here to listen and guide you step-by-step through our home purchase process.

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First-time home buyer loan

Get started by learning the basics.

The home purchase process.

The home purchase process.

Know how the process works and what to expect.

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The home purchase checklist.

The home purchase checklist.

We’ve prepared a list of homebuying steps to help you through the process.

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Getting your finances ready for homeownership.

Getting your finances ready for homeownership.

Do you know how much money you’ll need to buy a home now and maintain it in the future?

Learn more

How it works.

Are you a first-time homebuyer? Get a mortgage with a few simple steps.

Step 1

Get pre-qualified.
Prepare your financial documents and position your application for pre-qualification.

Step 2

Make an offer.
Evaluate your budget, research comparable prices, and identify repairs before making an offer.

Step 3

Set up a home inspection.
Determine the home’s physical condition before seeking a final appraisal.

Step 4

Finalize and close.
Complete the underwriting process, confirm loan approval, and sign all relevant documents.


Get pre-qualified
How do mortgages work?

A HomeReady® mortgage can put homeownership in your hands.

While the barriers to homeownership seem higher and the path narrower, a HomeReady® mortgage1,2 can put your dream of ownership in reach. An attractive mortgage option for first-time or repeat homebuyers, HomeReady® makes homebuying simpler, more affordable, and more accessible.

Learn more
HomeReady mortgage loans for first time homebuyers

Speak to one of our Home Lending Officers today.

Whether you're purchasing a home or refinancing your existing mortgage, you're in capable hands with our experienced Home Lending Officers who will help guide you through the process.1

Meet our mortgage team
Speak to a Popular Bank Home Lending Officers today.

Ready to apply?

Getting started is simple. Complete the information in the form on the next page to have a Mortgage Loan Officer contact you directly. You can also call us at 888-378-2272.

Get started today
Apply for a Popular Mortgage today

Mortgage Insights

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1All loans are subject to credit review and approval. Rates, program terms and conditions vary by state and are subject to change without notice.

2The HomeReady® Program is a registered trademark of Fannie Mae. Fannie Mae is not affiliated with Popular Bank. Additional program details are available on the Fannie Mae website. Borrowers must meet HomeReady® eligibility and qualification requirements, and receive loan approval. Borrower income must be less than 80% of area meridian income (AMI) as defined by Fannie Mae. A 3% down payment and mortgage insurance are required. First-time homebuyers will need to complete a homebuyer education course.

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