Personal checking accounts for your everyday.

Our Popular Everyday Checking account is designed to meet your basic everyday banking needs. Pay your utility bill, deposit your paychecks, send money with Zelle®, manage your daily expenses, and more with this flexible personal checking account. Ready to make your everyday easier?

Avoid the monthly service fee by maintaining a minimum balance.

You can avoid the $10 monthly service fee if you:

  • Maintain a $1,000 average monthly checking balance6, OR
  • Set up recurring direct deposits with a minimum monthly aggregate amount of $750.7
Everyday checking accounts

Open a checking account in a few easy steps.

Apply for a personal checking account with our simple application process.

1. Tell us a little about you.
We’ll need some personal information to get your account started.

2. Let us know how you'll use your account.
This helps us understand how you expect to use your account.

3. Make your initial deposit.
A minimum $25 deposit is required to open a new checking account.

steps to open a checking account

Frequently asked questions about Popular Everyday Checking.

  • A personal checking account is a bank account for daily use that allows you to deposit money and make withdrawals.

  • To open a new Popular Bank personal checking account, you will need a valid state or federal photo ID, Social Security Number, full mailing address, and date of birth.

    Please note: Additional information or documentation may be requested.

  • Yes, the minimum deposit needed to open a Popular Everyday Checking account is $25.

  • Yes, if you are over the age of 18 you can open a Popular Everyday Checking account online.

    Apply now
  • Yes, you can request a Popular Mastercard® Debit Card when you open a Popular Everyday Checking account. With the Popular Mastercard® Debit Card, you’ll have access to Popular Bank ATMs and over 55,000 Allpoint® ATMs.3

  • Yes, Popular Everyday Checking account holders can access their accounts online with Popular Online Banking or on mobile with our Popular Mobile Banking app.2

  • Popular Everyday Checking account holders can avoid the $10 monthly service fee by maintaining a $1,000 average monthly checking balance6, or by setting up recurring direct deposits with a minimum monthly aggregate amount of $750.7

  • With a Popular Everyday Checking account, no fees will be charged for overdrafts up to $50, nor for any declined transactions. A $34 fee will be charged when an overdraft transaction greater than $50 is paid.5 Learn more about our standard overdraft practices.

  • No, Popular Everyday Checking is not an interest-bearing account. However, we do offer an interest-bearing checking account. Learn more about Popular Prestige Checking.

Not sure which checking account is right for you?

Take a look at our checking account options and compare features to find the right account for you. 

Still have questions? Just stop by one of our branch locations or contact our Customer Care Center. We’re always here to help.


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Popular Checking