Premium Personal Banking - Popular Private Client

An exclusive cash bonus for an exclusive checking account.

Popular Palladium Checking is our most exclusive checking account and a signature feature of Popular Private Client. With a host of premium services and benefits, Palladium Checking helps you better manage priorities and meet long-term goals.

You have the opportunity to enjoy up to a $3,000 cash bonus by opening a new Popular Palladium Checking account between November 1, 2024, and February 28, 2025, and by completing the qualifying activities within the given timeframe.1 Connect with a Private Banker to get started today.

Earn up to a $3,000 cash bonus.

Earn $1,000

When you open a new Popular Palladium Checking account, fund the account with new money in the first 30 days, and maintain an average monthly balance of $100,000 – $249,999.99 for the following two statement cycles.1

Or, earn $2,000

When you open a new Popular Palladium Checking account, fund the account with new money in the first 30 days, and maintain an average monthly balance of $250,000 – $499,999.99 for the following two statement cycles.1

Or, earn $3,000

When you open a new Popular Palladium Checking account, fund the account with new money in the first 30 days, and maintain an average monthly balance of $500,000 or more for the following two statement cycles.1

How it works.

  • Connect with a Private Banker to open a new Popular Palladium Checking account. (You must be a Popular Private Client customer to open a Popular Palladium Checking account.)
  • Fund your account with qualifying new money in the first 30 days after account opening.
  • Maintain your qualifying average monthly balance for the following two statement cycles.
  • Earn up to $3,000 depending on your qualifying average monthly balance.1
Exclusive Private Client features and solutions

Are you ready to have a conversation about your future?

Connect with a private banker to share your needs and start designing a plan that inspires you to manage, invest in, and achieve life goals.






By submitting this form I expressly acknowledge that Popular Bank may contact me by phone or email.

Discover the benefits of Popular Palladium Checking.

Monthly ATM fee rebates

Monthly ATM fee rebates

Benefit from monthly rebates for most fees at non-Popular Bank ATMs (domestic and foreign).2

Fewer fees

Fewer fees

Enjoy waived fees for all incoming wire transfers, cashier’s checks, and money orders.

Exclusive rates

Exclusive rates

Take advantage of exclusive money market rates.3

Higher limits

Higher limits

Enjoy higher limits for daily purchases and cash withdrawals.

World Debit Mastercard

World Debit Mastercard

Experience a higher level of convenience, security, and benefits with the World Debit Mastercard®.4

ID Theft Protection

ID Theft Protection

Protect your identity with your complimentary Mastercard® ID Theft Protection™.4

Airport concierge

Airport concierge

Travel stress-free with Mastercard® Airport Concierge services.4

Dedicated loan processing

Dedicated loan processing

Get access to dedicated loan processing.

Mortgage discounts

Mortgage discounts

Take advantage of discounts on applicable Popular Mortgage Loans.5

An invitation to Popular Private Client.

The Popular Palladium Checking account is only available for members of Popular Private Client. In addition to exclusive rates and rebates, you’ll experience intimate, hands-on service and support with your dedicated Private Banker. You can expect priority service, as we are prepared to act swiftly and strategically as your needs evolve.

Individuals with qualifying combined balances of $500,000 or more in Popular Bank eligible deposit accounts6 and/or investment accounts7 established through Popular Investments® are invited to become a member of Popular Private Client.

get a Popular Palladium Checking account

Connect with us today to get started.

If you’re interested in learning more about Popular Private Client and this cash bonus offer, please connect with us. Tell us more about yourself in this form, and a Private Banker will then contact you with more information about our application process.

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1Earn a cash bonus by opening a new Popular Palladium Checking account between November 1, 2024, and February 28, 2025, and by completing the qualifying activities. The cash bonus will be deposited into the new Popular Palladium Checking account within 30 days after the qualification requirements have been met and verified. The new Popular Palladium Checking account must be open at the time of verification and remain open until the cash bonus is deposited. Qualifying activities include: You must fund the account within 30 days of account opening by making one or more deposits totaling at least $100,000 in new money and this amount must be reflected in the end of day balance on day 30. New money is defined as deposits not currently held with Popular Bank. Starting the month after the initial 30-day period, you must maintain an average monthly balance in the account for the next two statement cycles that meet one of the required qualifying average monthly balance tiers in order to obtain the corresponding cash bonus amount. The cash bonus is determined by the qualifying average monthly balance tiers of new money below:

Deposit Amount

Cash Bonus

$100,000 - $249,999.99

$1,000

$250,000 - $499,999.99

$2,000

$500,000+

$3,000


The Popular Palladium Checking account is only available for Popular Private Client customers. You must have qualifying combined balances of $500,000 in Popular Bank eligible deposit accounts and/or investment accounts established through Popular Investments® to be eligible for Popular Private Client. Please refer to the Popular Private Client Terms and Conditions for further information. Minimum deposit of $200 needed to open a Palladium Checking. Please refer to the disclosure “Your Guide to Popular Palladium Checking” for account details and requirements. Annual Percentage Yield (APY) of 0.03% for balances up to $999,999.99 is accurate as of October 1, 2024. APY is variable and subject to change without notice. Minimum balance to earn APY is $0.01. Interest is compounded daily and credited to your account monthly. If you close your account before interest is credited, you will not receive the accrued interest. This offer may be cancelled or withdrawn at any time and is subject to change without notice. Popular Bank, in its sole discretion, reserves the right to change or terminate this offer at any time. Popular Bank bonuses are limited to one per customer, per lifetime, and may be subject to IRS form 1099-MISC.

2Monthly rebates of non-Popular Bank foreign ATM fees do not include currency exchange fees.

3Please refer to the applicable deposit disclosures and your Private Banker for further account details. Applicable while you have and maintain the Popular Palladium Checking requirements. Contact a Private Banker for more information.

4Certain conditions, limitations, exclusions apply. For more information, please refer to the Mastercard® Guide to Benefits for the World Debit Mastercard®. Mastercard® and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

5The mortgage rate discount will be provided while you have and maintain the Popular Palladium Checking requirements. Fixed rate mortgage loans are not eligible for rate discounts. Please refer to the applicable disclosures for further account details and the Popular Private Client Terms and Conditions.
NMLS ID # 417584

6Please refer to “Your Guide to Popular Palladium Checking” and “Your Guide to Popular Palladium Money Market Account” for further account details. Your deposits are insured up to $250,000 per depositor. You may qualify for more than $250,000 in coverage if you hold deposits in different account ownership categories. For more information, please refer to: www.fdic.gov.

7

Broker Check by FINRA

Securities and advisory services are offered through Osaic Institutions, Inc. (“Osaic Institutions”), a registered investment advisor and broker-dealer (Member FINRA / SIPC). Insurance products are offered through Osaic Institutions or by Popular Insurance Agency USA, Inc. (PIAUSA). PIAUSA, also known as PIA US Insurance Agency (PIAUS), is a wholly owned subsidiary of Popular Bank, a New York state-chartered financial institution. Osaic Institutions or its affiliates are separate entities from and are not affiliated with PIAUSA, PIAUS, Popular Investments, or Popular Bank. “Popular Investments” is a registered service mark.

When registered representatives offer products and services under the Popular Investments name, they are doing so as insurance agents or registered representatives of Osaic Institutions, or as insurance agents of PIAUSA. Osaic Institutions registered representatives are also employees of Popular Bank. Popular Bank and PIAUSA are not registered as a broker-dealer or an investment adviser. Products and services made available through Osaic Institutions are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of, nor guaranteed or insured by, any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value. If applicable, please request a prospectus as it contains more complete product information — including risk, fees, and expenses — and should be read carefully before investing.

8Popular Bank is a Member FDIC institution. Your deposits are insured up to $250,000 per depositor. You may qualify for more than $250,000 in coverage if you hold deposits in different account ownership categories. For more information, please refer to: www.fdic.gov

Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website. Learn more.