Get the right financing to make your next move.

There’s no shortage of important moves to make and goals to achieve in your business — upgrades, renovations, acquisitions, expansion. Sometimes, all it takes is a loan or line of credit to help your business embrace change and achieve growth.

Expand your business with special financing rates.

Get more to serve more.

Purchase equipment or refinance debt with a term loan starting at 7.50%.1,2

Get more to change more.

Boost inventory or make payroll with a flexible line of credit starting at prime minus 0.10%.1,3

How to qualify.

  • Your business must be active and at least two (2) years old.
  • You must have or open a new Popular Bank business checking account before you apply.
  • You must enable autopay loan payments from your Popular Bank business checking account.
  • To qualify for rate discounts, you must maintain a specific balance tier.
  • This offer only applies to business loans and lines of credit up to $500,000.
Apply now

Open a Business Checking account to qualify.

If you currently do not have a business checking account, follow these steps to open a new account.

Open an account.

Open an account.

Open a business checking account at your nearest branch.

Maintain a balance.

Maintain a balance.

Get rate discounts by maintaining a balance tier.

Apply for financing.

Apply for financing.

Apply between May 1 and July 31 to be eligible for a promotional rate.

Save up to $330 in checking fees.

Open a new Popular Bank business checking account before July 31 and save up to $330 in monthly maintenance fees — waived over a period of six months.4

Interested in exploring our signature checking packages?

Learn about the features of our Popular Primary, Preferred, and Platinum Business Checking Packages designed to help you better manage your everyday needs.

Explore packages
Grow your business banking relationship

Why choose Popular Bank?

Relationship first

Relationship first

Your dedicated Popular Bank Relationship Manager will become like an extension of your business.

Ease of doing business

Ease of doing business

We’re very hands-on throughout the entire process, as we want to make financing easy for you.

Customized solutions

Customized solutions

Let’s work together on how we can tailor our financing solutions to meet the specific needs of your business.

Let's make a plan to drive your business forward.

Ready to take advantage of our promotional rate on your next business term loan or line of credit? Please fill out the form below and a banker will connect with you to help you get started.

Tell us about your business.





Tell us about you.





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may contact me by phone or email.

Take advantage of limited time promotions on Clover POS solutions.

With Popular Bank Merchant Services, provided by Clover, you can enhance your point-of-sale experience for your customers.5 Learn more and take advantage of our current promotional offers on Clover POS solutions.

Learn more
clover pos systems

Save more to achieve more.

A Popular Bank Business CD offers a smart way to maximize your excess cash with competitive, tiered rates. Explore options that fit your business goals and experience personalized service from your dedicated Relationship Manager.

Learn more
Business CD savings

With the right solution, there's always more to come.

Build, expand, or innovate with a business term loan or line of credit.

Renovate your space

Renovate your space.

Reimagine your layout and customer experience.

Invest in new technology

Invest in new technology.

Improve checkout with upgrades to consoles or devices.

Scale your team

Scale your team.

Increase your staff size during busier seasons.

Have questions? We have answers.

Not sure which loan is right for your business? Have a question about the application process? We’re ready to help guide you through all the details.

Connect with our Business Banking team today and explore your options.

Connect with us
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Business Lending Insights

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1Promotional interest rate is valid May 1, 2025 through July 31, 2025 and only applies to completed applications for Business Term Loans or Lines of Credit with loan amounts ranging from $25,000 to $500,000. All completed applications must be submitted by July 31, 2025 and must close by September 30, 2025 to receive the promotional interest rate. Customer must have a Popular Bank Business Checking Account and set up autopay to qualify for the promotional rate. All Business Term Loans or Lines of Credit are subject to credit approval and are secured by business assets and must meet all terms and conditions. Promotional interest rate of 7.50% includes autopay discount and $100,000 Popular Bank Business Checking Account balance discount. Balance discounts are tiered as follows: 0.10% with $10,000 to $49,999.99 in balances; 0.15% with $50,000 to $99,999.99 in balances; and 0.25% with balances of $100,000 or more. A Popular Bank Business Checking Account, and the balance in the account, must be established prior to loan closing. The balance must be maintained during the term of the loan. Autopay must be set up from a Popular Bank Business Checking Account. If autopay payments are discontinued at any time and/or the Popular Bank Business Checking Account balance falls below the required minimum daily balance during the term, the discount may be eliminated, and subsequently, your monthly payments will increase. Not all customers will be eligible for the lowest interest rate. Customers must have been in business for a minimum of two years. The loan requires a personal guarantee. A 0.50% origination fee applies, it will be charged at closing and cannot be financed. Additional fees will apply.

2The Business Term Loan is a fixed-rate, closed-end loan with a maximum term of 60 months. Payments will consist of principal and interest.

3The Business Line of Credit is a variable-rate, closed-end line of credit with a maximum term of 12 months. The variable interest rate is based on the Wall Street Journal Prime plus or minus a margin. Interest rate and terms are subject to change without notice. Business Line of Credit will have a floor rate of 7.00%. Payments will be interest only. Borrowers are required to revolve their Business Line of Credit, paying it down to 50% of their approved credit limit and maintaining this balance for at least 30 consecutive days every twelve months. Business Line of Credit must be renewed annually, is subject to periodic review, and may change or be suspended, accompanied with or without an account closure.

4Business Checking Bonus Offer only available for new Popular Business Primary, Preferred and Platinum Checking accounts opened between May 1, 2025, and July 31, 2025. Offer is for new accounts only. Offer specific to business checking monthly maintenance fee; other service fees are not included. The advertised discount of $330 reflects the sum of waived maintenance fees for Popular Platinum Business Checking account holders during the 6-month offer period. The discount for Popular Primary Business Checking account holders is $90, and the discount for Popular Preferred Business Checking account holders is $180 over the 6-month offer period. Existing accounts can waive the monthly maintenance fee with qualifying balances. Compare our business checking packages

5Merchant Services products and services are provided by Popular Bank’s merchant partner, First Data Merchant Services LLC. The Clover name and logo are trademarks owned by Clover Network, LLC., registered or used in the U.S. and many foreign countries. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners. Popular Bank is not an affiliate of First Data Merchant Services LLC. and does not provide, warrant, or guaranty their products or services. © 2025 Clover Network, LLC.