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We're not just here for you today; we're here for your children, your grandchildren, and beyond. Your financial journey is not just a transaction, but a relationship that grows and evolves with each generation.
Whether you’re opening your first account, buying a home, growing your business, or saving for the future, we are ready to meet you where you are in your financial journey today, and help you achieve your best tomorrow.
Earn up to a $700 cash bonus when you open a checking and savings account and perform qualifying activities within the given timeframe.6,7,8
Learn moreLock in a higher rate when your initial deposit meets a minimum threshold with our tiered CD rates that reward larger deposits.
Initial deposit | 7-mo APY1 |
---|---|
$1MM+ | 4.55% |
$250,000 – $999,999.99 | 4.50% |
$100,000 – $249,999.99 | 4.50% |
$25,000 – $99,999.99 | 4.45% |
$1,000 – $24,999.99 | 4.40% |
From checking and savings accounts to mortgage loans and more, we offer financial solutions that are designed to meet your unique needs—today and in the future.
Browse solutionsLife can get busy. That’s why you can count on 24/7 digital access to your Popular Bank accounts with our online and mobile banking services.4
Learn moreNo matter where life takes you, you’ll have access to Popular Bank ATMs and over 55,000 Allpoint® ATMs worldwide.5
Find branchesFounded in 1893, Popular, Inc. is a publicly traded, full-service financial services provider in the United States, Puerto Rico, and the Virgin Islands. Popular, Inc. is one of the 50 largest U.S. banks by assets. Popular Bank is the U.S. banking subsidiary of Popular, Inc. Since Popular Bank opened its doors in the Bronx, NY in 1961, we have remained committed to our strong sense of the heritage and values set forth by Popular, Inc. over a century ago. Then and still today, a defining characteristic of our brand is our dedication to putting customers at the heart of everything we do.
Learn more1The Annual Percentage Yield (APY) for new CD accounts is effective as of December 3, 2024, and assumes that interest and principal will remain on deposit until maturity. For CD Renewals, call 1-800-377-0800 on or after your maturity date to learn the Renewal Rate (interest rate and APY) for your renewal account. Advertised APY 4.45% is for tier $25,000 - $99,999.99. Popular Bank, in its sole discretion, reserves the right to change or terminate these rates at any time. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account. CDs will automatically renew at the end of the grace period following maturity with the rate applicable at that time for the same term and corresponding tier for the deposit amount at the time of renewal. Interest rates and APYs may change at any time at the Bank's discretion without prior notice before any CD account is opened online. CDs cannot be opened online before the application process is finalized and approved. Once your application is approved, your account will receive the current interest rate and APY in effect on the date it is opened and funded.
2The interest rate and corresponding APY for your CD will be assigned based on the initial deposit amount and will remain in effect through the initial maturity. You will be paid this rate until the maturity date of the CD. You may choose to have interest paid monthly, quarterly, or at maturity. The APY assumes interest remains on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.
3All loans are subject to credit review and approval. Program rates and terms and conditions vary by state and are subject to change without notice. NMLS ID # 417584. Popular Bank bonuses may be subject to IRS form 1099-MISC.
4Standard mobile carrier charges and rates may apply to text messages (SMS).
5Popular Bank and its affiliates are not affiliated with ATM National, LLC. Allpoint is a registered trademark of ATM National, LLC. Popular Bank does not charge ATM fees at any in-network ATMs. You may be charged additional fees by the ATM operator or network used including a foreign currency conversion fee.
6Minimum opening deposit is $25. For more information please refer to the product disclosures for checking and/or savings accounts.
7Earn a cash bonus by opening a new consumer checking account with new money between October 1, 2024, and January 31, 2025, and by completing the qualifying activities within 90 days of account opening. After the 90-day qualifying period has ended and the qualifying activities have been met, the cash bonus will be deposited into the new consumer checking account within 30 days. The cash bonus offer is as follows: $150 for Easy Access Checking, $300 for Everyday Checking, and $500 for Prestige Checking accounts. Qualifying activities include: At least 2 direct deposits totaling: $500 or more for Easy Access, $1,000 or more for Everyday Checking, & $2,500 or more for Prestige Checking. 12 qualifying debit card transactions include purchases made pin based, signature based, and contactless (mobile or online). Recurring transactions also qualify. These transactions must be posted within 90 days of the new checking account opening. ATM withdrawals at a branch using your debit card are not qualifying transactions. Zelle transactions are not qualifying transactions. Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension, or government payments (such as Social Security). Deposits that do not qualify are those through the Real-Time Payments (RTP) network, and payments through peer-to-peer networks such as PayPal, Zelle, Venmo, or others.
8Earn a cash bonus of $200 by opening a new Popular Savings account between October 1, 2024 and January 31, 2025 and funding the account within 30 days of account opening by making one or more deposits totaling at least $8,000 in new money. The $8,000 must be reflected in the end of day balance on day 30 and must be maintained for the following 2 statement cycles. The cash bonus will be deposited into the new Popular Savings account within 30 days after the qualification requirements have been met and verified. Maintain an existing Popular Bank consumer checking account or open a new Popular Banking consumer checking account. New money is defined as deposits not currently held with Popular Bank. Minimum of $25 required to open a checking account and a savings account. The offer is non-transferable, may not be combined with any other checking offers, limited to one per customer, is subject to change, and may be discontinued at any time. Additional terms may apply. Please speak to a bank representative for details. -->